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You work hard and deserve a lender who understands you.

When lenders don’t understand your unique needs, you face:

Frustration because you repeatedly have to explain your agricultural situation

Monthly payment plans that strain family finances

Terms that put your farm at risk for years

It doesn't have to be this way, you can secure your future.

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We know that

Farming is hard work

  • We have been helping farmers and ranchers for over 100 years and support thousands of farmers and future farmers in their rural communities.
  • We understand your challenges and frustrations as you handle things beyond your control. They're called acts of God for a reason.
  • As Missouri’s largest ag lender, we come alongside you during the highs and lows.
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You Need

More than just financing

When you work with FCS Financial, you don’t just receive financing. You gain an experienced agricultural team dedicated to your success.

Confidently grow your farm with expert-level support in both the short and long term.

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Receive loans that fit your needs and payment cycles. We structure our loans with your farm's seasons in mind

Join the cooperative and receive patronage benefits. We have returned more than $292 million of profits to our member-owners.

Access our expansive resource library to help all phases of your farm and finances succeed.

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We Understand Why

You Want to Live In Rural Missouri, We Do Too.

Many of our staff members live in rural Missouri communities and we understand why it’s important to you that these communities thrive. Our programs benefit you the member-owner and rural communities.

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How to start

Securing Your Farm

And family's future today

Talk with a loan officer about your needs and goals

Receive guidance from a loan officer through the application process

Experience the finances and support that will grow your farm

CommitTed To you

You need resources and tools to help you make the right decisions to handle the changes that will come. We understand your challenges because we have helped finance more of Missouri’s farmers and ranchers than any other agriculture lender.

And we can help finance you.

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We know you work hard, and growing your farm and securing your future are important.

I want to pick the right lender, yet there seem to be so many options, which can be frustrating.

This is a big decision. In fact, this is a life-changing decision. You want to make sure you work with the right team.

We get it. You are in a unique position.

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5 Points Catalog
5 Points Catalog

Not ready to talk to a loan officer yet? Download this free guide to assist you as you search for your dream property.

5 points to consider before buying land

A free download to help your property search.

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Learn more about how FCS Financial is with you …Every Step of the Way.

Supporting the future of farming

Over $1.5 million given to local 4-H and FFA organizations

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