Site loans are designed for financing a bare parcel of land that is planned for a home site.  This allows you to purchase your lot now and prepare to build your home at a later date.  You have the opportunity to build equity while you pay off your lot.

FCS Financial understands the features that make country living properties unique from those in the city - added acres, zoning requirements, outbuildings, and more.  You purchase the lot of your choice and select a financial program that makes good sense for you.

Here are some of the advantages of dealing with the leader in country home site financing:

• Buy now and build later.  There is no limit on when you have to build your dream home.
• Terms up to 15 years
• We can provide a construction loan when you are ready to build.  Your construction loan and permanent mortgage loan can be combined in one clean package - no extras, no add-ons!
• Quick approval and loan closings
• Affordable payments
• No prepayment penalties on most loans
• Choose between a competitively priced fixed, adjustable, or convertible rate