Agricultural real estate loans are long-term mortgage loans that provide a stable source of capital for financing real estate assets.  Whether buying a farm or investment property, refinancing a current mortgage, or expanding or making long term improvements to your operation, you'll find the largest array of products with the most competitive rates to finance all your real estate needs.  Flexible payment plans include monthly, quarterly, semi-annually, and annually.  We can develop a payment plan and maturity that fits your cash flow and production cycle.

Product Selection

• 1-, 2-, 3-, 5-, 7-, 10-, or 15-year Adjustable Rates
• 5-, 7-, 10-, 15-, 20-, 25-, or 30-year Fixed Rates
• 30-day Variable Rate
• Prime Indexed Rates
  

• Funds Held Program allows customers to save for future installments and earn a very competitive interest rate on their money.
• No Prepayment Penalties gives you the opportunity to pay ahead of scheduled principal payments and pay the loan off early.
• Rate conversions allow interest rates to be converted to new options throughout the cycle (conversion fees may apply).
• In-house Servicing means that agricultural real estate loans are held with FCS Financial and serviced locally.
• Escrow Accounts provides a way for you to save up for annual real estate taxes and property insurance.