If you are building your dream home in the country, look no further than FCS Financial for your financing.  Construction loans offer flexibility and competitive rates and terms. 

One of the benefits of a FCS Financial construction loan is we can help you go from construction to permanent financing with one simple, clean loan package.  You can get the money you need for building and when the construction is done, you will have the permanent loan you need, too.  In other words, there is no need to pay extra expenses and refinancing costs when the job is done. 

Our construction loan program offers other attractive features and benefits, including

• No escrow requirements
• No requirement for costly Private Mortgage Insurance (PMI)
• You do not have to be a farmer to qualify
• Quick approval and loan closings
• Affordable payments
• A wide variety of financing programs, from fully fixed to full adjustable

• Time to Build provides you up to 6 months to build your home.  If more time is needed, see your FCS Financial loan officer.
• Flexible Payment Plans allow for interest only payments during the construction phase to ease your cash flow burden during the building period.  Interest accrues only on the amount actually drawn out of the loan.
• Remodeling Loans are available if you already have a home and are interested in remodeling.
• Pre-Qualification of End Mortage Included lets you become pre-qualified for your end mortgage at the same time you qualify for a construction loan, which can save you time and money.