Unavoidable Loss and Third Party Damage

February 7, 2018 | Categories: HeartBeat Magazine

Did you have damage caused by Dicamba drift or other unavoidable causes of loss this year?

In 2017, there was an increase in damage due to these types of losses. In response, producers will now be allowed to exclude yields from their APH database due to uninsurable, unavoidable fire and third party damage. A notice of loss must still be timely reported and the insured must document and be able to prove that the damage was unavoidable and caused by an uninsured cause of loss. The insured must also keep and report the production from the damaged crop. Each situation will be evaluated by the insurance companies on a case-by-case basis. Please notify your crop insurance specialist as soon as possible if you think you may qualify for this exclusion.

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