Careers
Headquartered in Jefferson City, Missouri, FCS Financial is part of the nationwide Farm Credit System. This means we are a member of the largest agricultural lending cooperative in the United States today. At FCS Financial we seek individuals who share our passion for agriculture, rural living and helping people achieve their goals and dreams.
Open Positions
2023 Business 8-Week Internship Opportunity!
At FCS Financial, part of the nationwide Farm Credit System, we are looking for 2023 Business Interns to join our Team! FCS Financial is a member of the largest agriculture lending cooperative in the United States today. At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams!
FCS is offering internships to the growing Latino community in Missouri! FCS Financial offers every summer a paid 8-week internship opportunity (hotel, transportation, and food costs are covered by FCS Financial). FCS Financial teams up with ALIANZAS (MU EXTENSION and the UMKC Institute for Human Development) to help give the opportunity for the students to learn about the business functions of the Association and also gain knowledge about the Latino Culture within the agriculture community. The Business Interns will be working with an ALIANZAS mentor throughout their experience at FCS Financial! They are encouraged to use bilingual (Spanish) skills.
The Business Internship is designed to expose the student to all areas of FCS Financial! Working with several mentors, interns learn the components of the lending process, from meeting the customer and taking the application, through credit analysis and decision, to appraisal and loan closing. Interns will work primarily in our Central Office in Jefferson City, Missouri, but will also spend time out in our retail offices with our Marketplace Staff. Time will be spent with various departments such as: Human Resources, Information Services, Legal, Operations, Audit, Marketing, Accounting and Finance, Credit, Scorecard Lending, Information Technology, Sales and Support, Appraisal, Crop Insurance, and Risk Management. The last two weeks of the internship program will allow the interns to customize their experience and focus on area of interest within the company.
The Business Interns will also complete one or more projects identified by FCS that are hands-on in nature and are approved by our Executive Leadership Team to add value to the Association.
Presentations to the Board of Directors, Executive and Senior Leadership Teams, mentors and other staff are done in late July prior to the end of the internship.
Applications will be accepted until March 31, 2023, for the 2023 Summer Business Internship Program.
The starting hourly wage is $16.00 per hour (Subject to Change).
This position is classified as Non-Exempt under the Fair Labor Standards Act.
Department: Human Resources
Reports To: Vice President, Human Resources or Designee
Supervises: None
This 8-Week Internship opportunity will begin the first full week of June and will conclude the last week of July.
Internship Parameters:
Eligible interns must be:
- Latino/Latina
- Enrolled as an undergraduate (sophomore, junior or senior) or as a graduate student in a 4-year institution of higher education in Missouri
- Preference given to those first in their family to be enrolled in an institution of higher education
- Preference given to those majoring in business, finance, agriculture, HR, or a related field
- The number of Latino internships being offered is two.
- The internships will take place in the Summer of 2023 over a period of 8 weeks
- The location of the internship site will primarily be at FCS Financial Central Office in Jefferson City, Missouri
- FCS Financial will provide for reasonable housing and transportation costs and a per diem to cover the cost of food.
Please click on the link below to learn more about our 2022 Internship Experience!
2022 Internship Experience - News - FCS Financial (myfcsfinancial.com)
Minimum Qualifications
- Latino/Latina
- Enrolled as an undergraduate (sophomore, junior or senior) or as a graduate student in a 4-year institution of higher education in Missouri
- Preference given to those first in their family to be enrolled in an institution of higher education
- Preference given to those majoring in business, finance, agriculture, HR, or a related field
- General knowledge of FCS Financial
- General knowledge of the agricultural industry
- General knowledge of agriculture/rural communities
- General knowledge of financial services industry
- General knowledge of basic financial/accounting terms and applications
- Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
- Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
At FCS Financial, part of the nationwide Farm Credit System, we are looking for an Cloud Integration Engineer to join our Team! FCS Financial is a member of the largest agriculture lending cooperative in the United States today. FCS is seeking a pro-active, confident, and flexible individual. If you are looking for an opportunity to deliver continuous innovation using modern technology tools, this career opportunity is for you. We are looking for someone that is a big-picture thinker, an in-depth problem solver, and someone who is focused on a positive user experience. We are looking for an individual with specialized skills in Salesforce customization (preferred), API integration, and application/database design and development . Experience customizing and integrating with other cloud-based Software as a Service platforms will also be considered.
Preferred office location is Central Office - Jefferson City, Missouri
All FCS Office locations including a remote office environment will be considered based off of the candidates' qualifications and needs.
This position is classified as Exempt under the Fair Labor Standards Act.
This position is open until filled.
Department: Information Services
Reports To: Vice President, Software & Application Services
Supervises: None
Minimum Qualifications
- Associate's degree in information technology, computer science or a related field
- 4 years related experience utilizing software tools and applications and web/intranet development
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Expert knowledge of web/intranet applications
- Expert knowledge of scripting/programming languages
- Working knowledge of content management system software
- Working knowledge of relational databases and operating system
- Working knowledge of customer relationship management software
- Skill in effectively creating and modifying a variety of applications, including web applications
- Skill in monitoring, updating and enhancing applications to reduce errors and increase functionality
- Skill in establishing and utilizing testing environments and plans to ensure applications perform as designed
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
- Skill in analyzing complex technical data by using logic and quantitative reasoning
- Skill in prioritizing assignments to complete work in a timely manner
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
At FCS Financial, part of the nationwide Farm Credit System, we are looking for a Customer Service Support Specialist to join our Team! FCS Financial is a member of the largest agriculture lending cooperative in the United States today. At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams! We are looking for a friendly, confident, customer focused, pro-active, organized, and precise individual that enjoys working with our customers! This position provides front-line customer service in a branch office and coordinates office operations as well as assisting Loan Officers in preparing loan packages that meet procedural and regulatory requirements. This includes, but is not limited to, collecting personal data, preparing loan closing documentation, and organizing and analyzing data for completeness. Additionally, this person applies standard processes, policies and procedures to determine actions on various account maintenance activities.
This position is located in Harrisonville, Missouri.
This position is classified as Non-Exempt under the Fair Labor Standards Act.
This position is open until filled.
Department: Marketplace Services
Reports To: Customer Service Team Leader - Traditional/PT Farmer
Supervises: None
Minimum Qualifications
- High School diploma
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Working knowledge of the operation of a multi-line phone system
- General knowledge of credit processing procedures
- General knowledge of accounting practices and procedures
- Oral and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Skill in performing a variety of duties, often changing from one task to another of a different nature
- Skill in organizing material and information in a systematic way to optimize efficiency
- Skill in recognizing and maintaining confidential information
- Skill in utilizing Word, Excel and Outlook to increase efficiency and/or effectiveness.
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
At FCS Financial, part of the nationwide Farm Credit System, we are looking for an Office Coordinator to join our Team! FCS Financial is a member of the largest agriculture lending cooperative in the United States today. At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams! The Office Coordinator will perform general office and administrative duties such as coordinating travel and hotel accommodations and provides front line customer service to our employees and external customers! This person will also serve as the primary back-up to the Executive Assistant. The person selected for this position must be friendly, detail-oriented, pro-active, outgoing, and confident!
The starting salary for this position is $40,000, however salary may be commensurate with experience.
This position is located at our Central Office location in Jefferson City, Missouri.
This position is open until filled.
This position is classified as Non-Exempt under the Fair Labor Standards Act.
Department: Administration
Reports To: Executive Assistant
Supervises: None
Minimum Qualifications
- High School diploma, Associate's degree in business, finance, or related field is preferred
- 1 year of experience providing customer service or office support
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
- Skill in planning and coordinating various aspects of meetings or events
- Skill in prioritizing multiple tasks and managing deadlines accordingly
- Professionalism, proactive thinking, problem-solving, independence, and service quality is required
- Working knowledge of Word, Excel, PowerPoint, and Outlook sufficient to create, update and save a variety of documents
- Skill in gathering and organizing information
- Skill in utilizing time in an efficient and effective manner
- Skill in focusing and concentrating on details
- Skill in establishing and maintaining cooperative working relationships with coworkers
- Verbal and written communication skills, sufficient to exchange information effectively with peers and supervisor
- Skill in performing a variety of duties, often changing from one task to another of a different nature
- Skill in utilizing a personal computer to increase efficiency and/or effectiveness
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
At FCS Financial, part of the nationwide Farm Credit System, we are looking for a Loan Officer Trainee to join our Team! FCS Financial is a member of the largest agriculture lending cooperative in the United States today. At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams! FCS Financial is seeking an independent, competitive, pro-active individual looking to build relationships with new and existing customers! If you are looking for an opportunity to start your career in agricultural lending, this position is for you!
In the Loan Officer Trainee position, you will work closely with other Loan Officers to focus on marketing, originating and servicing agricultural financial products, and providing agricultural and financial expertise to customers and prospects while building strong relationships with these individuals! You are also able to combine your agricultural and business knowledge with an in-depth understanding of each customer's current needs in order to provide innovative and workable alternatives to solve problems the customer faces in their ongoing business operations. You will also cross train with different positions within the Association, such as the Sales, Credit, or Crop Insurance!
Don't miss out on this opportunity to take your lending career to the next level, apply now! FCS will help provide the tools and resources needed to learn!
Initial training locations for the Loan Officer Trainee position may include: Columbia, Higginsville, Macon, and Sedalia. (A permanent location will be identified after the trainee period is complete. Permanent location can be located within any of our branch office locations.)
This position is classified as Non-Exempt under the Fair Labor Standards Act.
This position is open until filled.
Department: Marketplace
Reports to: Vice President, Team Leader, Traditional/PT Farmer
Supervises: None
Minimum Qualifications
- Bachelor's degree in agriculture, business or a related field
- Willing to relocate
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- General knowledge of the sales process
- General knowledge of negotiating tactics
- General knowledge of marketing strategies
- General knowledge of financial services industry
- General knowledge of the agricultural industry
- General knowledge of basic accounting principles
- Skill in negotiating agreements to achieve the best outcome for the organization
- Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
At FCS Financial, part of the nationwide Farm Credit System, we are looking for a Loan Closing Specialist to join our Team! FCS Financial is a member of the largest agriculture lending cooperative in the United States today. At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams! FCS is seeking a pro-active, analytical, accurate, and precise individual. The Loan Closing Specialist position within the Loan Services Team reviews real estate and loan documents for accuracy and prepares documents for new loans, modifications, and servicing actions.
This position is open until filled.
This position is classified as Non-Exempt under the Fair Labor Standards Act.
The starting salary for this position is $40,000, however salary may be commensurate with experience.
This position is located in Jefferson City, Missouri.
Department: Legal - Loan Services
Reports To: Team Leader, Loan Services
Supervises: None
Minimum Qualifications
- Associate's Degree preferred
- 2 years of related experience
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- General knowledge of mortgage and commercial loan documentation
- General knowledge of real estate terminology and contracts
- Communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex issues
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Skill in utilizing Word, Excel, PowerPoint, and Outlook
- Ability to prioritize and multitask to meet deadlines
- Skill in processing complex, detailed information in an accurate, thorough , and timely manner
- Skill in working as part of a team and collaborating with colleagues
- Oral and written communication skills, sufficient to share and exchange information effectively with peers, supervisors, customers and third parties
- Skill in organizing material and information in a systematic way to optimize efficiency
- Skill in applying processes and procedures to factual data to come to make a logical decision
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
Have you been preparing for the next step in your career with a growing financial institution? If so, don't miss the opportunity to join our high-quality team and major agricultural lending cooperative! FCS Financial is looking for a dynamic individual that has the ability and desire to lead a team of loan officers to help them meet their goals and manage their portfolios. The Vice President, Team Leader Traditional & Part-time Farmers provides coaching, guidance, direction, and feedback to their team. They are also responsible for assisting in the delivering products and related services that meet the needs of our member owners and prospective customers of FCS Financial. This Team Leader position also motivates and leads a team of loan officers in multiple office locations to achieve portfolio growth, profitability, credit quality, and increased market shares.
A bachelor's degree in business, agriculture or related field; five years of experience as a loan officer or closely related field; and three years of supervisory experience is desired.
FCS Financial's Central Missouri Office Locations include the following: Columbia, Harrisonville, Jefferson City, Nevada, O'Fallon, Sedalia.
A combination of a remote and in office work arrangements will be considered as long as the candidate lives within FCS Financial's Loan Servicing Area.
This position is classified as Exempt under the Fair Labor Standards Act.
This position is open until filled.
Department: Marketplace Services
Reports To: Senior Vice President, Traditional and Part-Time Farmers
Supervises: Loan Officers
Minimum Qualifications
- Bachelor's degree in Agriculture, Business or a related field
- 5 years of experience as a loan officer or in a closely related field
- 3 years supervisory experience or equivalent experience
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Expert knowledge of the sales process
- Expert knowledge of the agricultural industry
- Expert knowledge of negotiating tactics
- Expert knowledge of marketing strategies
- Expert knowledge of agricultural production and loan products
- General knowledge of credit underwriting and analysis
- Skill in reasoning persuasively to sell or promote FCS Financial's products and services
- Skill in negotiating agreements to achieve the best outcome for the organization
- Skill in establishing and maintaining relationships with a variety of internal and external organizations and individuals to advance the organization's interests and increase personal efficacy
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
- Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
- Skill in communicating objectives and delegating responsibility
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
At FCS Financial, part of the nationwide Farm Credit System, we are looking for a full-time Loan Officer to join our Traditional and Part-time Farmers Team in our Harrisonville Branch! FCS Financial is a member of the largest agriculture lending cooperative in the United States today. At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams! FCS Financial is seeking an independent, competitive, pro-active individual looking to build relationships with new and existing customers! This Loan Officer position develops and maintains a portfolio of agricultural loans. This person must maintain and service a current portfolio along with creating new loans. Knowledge of farm and agribusiness financials and current agricultural lending practices within the financial services industry is a plus!
Don't miss out on this opportunity to take your lending career to the next level, apply now!
This position's market territory is in Harrisonville, Missouri.
This position is classified as Exempt under the Fair Labor Standards Act.
This position is open until filled.
Department: Marketplace
Reports to: Vice President, Team Leader, Traditional/PT Farmers
Supervises: None
Minimum Qualifications
- Bachelor's degree in agriculture, business or a related field
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- General knowledge of the sales process
- General knowledge of negotiating tactics
- General knowledge of marketing strategies
- General knowledge of financial services industry
- General knowledge of the agricultural industry
- General knowledge of basic accounting principles
- Skill in negotiating agreements to achieve the best outcome for the organization
- Skill in using Microsoft technologies including Outlook, Word and Excel
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
- Ability to learn and retain Association policies and procedures, and the ability to adapt to new policies and procedures quickly.
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
Are you looking to change careers or to take the next step in your career? If so, FCS Financial, part of the nationwide Farm Credit System, has a Crop Insurance Sales opportunity for you! We are seeking an independent, competitive, proactive self-starter who is passionate about agriculture. This individual, based in O'Fallon, MO, will provide custom risk management solutions through the sales and servicing of crop, livestock, and named peril insurance products. Other potential office locations include Union and Farmington.
A bachelor's degree or experience in the agricultural industry, sales, or finance is preferred.
Starting position is based on experience and opportunities for personal and professional growth including Assistant Vice President, Crop Insurance (minimum starting salary $53,000) and Vice President, Crop Insurance (minimum starting salary $73,000).
A flexible work schedule may be considered after the initial training period and will be based off the candidate's qualifications and needs.
This position is classified as Exempt under the Fair Labor Standards Act.
This position is open until filled.
Department: Marketplace Services
Reports To: Vice President Team Leader, Crop Insurance
Supervises: None
Minimum Qualifications
- Bachelor's degree in agriculture, sales, finance or related field
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Working knowledge of crop insurance policies, processes and procedures
- Working knowledge of the agriculture industry
- Working knowledge of marketing strategies
- General knowledge of agronomy and livestock production
- General knowledge of agricultural commodity marketing
- Ability to acquire a valid Missouri crop insurance license
- Expert customer service skills, including the ability to communicate complicated information, deliver bad news effectively, and exceed customer expectations
- Oral and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers
- Skill in prioritizing assignments to complete work in a timely manner
- Skill in gathering, compiling and organizing information
- Skill in utilizing time in an efficient and effective manner
- Skill in working as part of a team and collaborating with colleagues
- Skill in preparing and presenting information to an audience in an engaging and effective way
- Skill in utilizing Microsoft Office to increase efficiency and/or effectiveness
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
At FCS Financial, part of the Farm Credit System and largest lending cooperative in the United States, we are looking for a Compliance Specialist to join our top-quality team! If you enjoy monitoring compliance statues and rules, researching potential issues, creating audit reports, serving as the principal compliance expert, and training others on compliance, don't miss the opportunity to apply for this specialized position! The Compliance Specialist is responsible for ensuring the Association's lending operations are in compliance with applicable federal and state statutory provisions and regulations.
A bachelor's degree in business, paralegal studies or related field, three years of compliance experience in a lending environment, or an equivalent combination of education and experience, a great attitude, the ability to work at a fast pace, and a passion for customer service is desired.
FCS Financial's offices within Central Missouri are preferred however, all other FCS Branch locations will be considered based on the candidates' qualifications and needs.
A combination of a remote and in office work arrangements will be considered as long as the candidate lives within FCS Financial's Loan Servicing Area.
This position is classified as Exempt under the Fair Labor Standards Act.
This position is open until filled.
Department: Legal Services
Reports To: General Counsel
Supervises: None
Minimum Qualifications
- Bachelor's degree in business, paralegal studies or related field
- 3 years of compliance experience in a lending environment
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Expert knowledge in the Truth in Lending Act (TILA) and Regulation Z
- Expert knowledge in the Equal Credit Opportunity Act (ECOA) and Regulation B
- Expert knowledge in the Real Estate Settlement Procedures Act (RESPA) and Regulation X
- Expert knowledge in the Farm Credit Act and Farm Credit Administration Regulations
- Expert knowledge of the Home Mortgage Disclosure Act (HMDA) and Regulation C
- Expert knowledge of the Military Lending Act
- Expert knowledge of SAFE Mortgage Licensing
- Working knowledge of the National Flood Insurance Program
- Working knowledge of the Servicemembers Civil Relief Act
- Working knowledge of the Electronic Signatures in Global and National Commerce (ESIGN) Act
- Working knowledge of the Regulation U on Margin Securities
- Working knowledge of loan documentation, mortgage lending processing, and loan closings
- Working knowledge of real estate terminology and contracts, and real estate and chattel lending legal requirements
- Skill in prioritizing workload in a fast-paced environment with customer-imposed deadline pressure
- Skill in applying processes and procedures to factual data to make a logical decision
- Skill in gathering, compiling, and organizing information
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Skill in developing and presenting training materials
- Skill in working as part of a team and collaborating with colleagues
- Skill in using Word, Excel, PowerPoint and Outlook to increase efficiency and effectiveness
- Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.
If you need a reasonable accommodation for any part of the employment process, please contact us by email at Human.Resources@myfcsfinancial.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this email address.
Learn more about our commitment to equal employment opportunity.