Careers

FCS Financial's 2025 Marketplace Internship Program - 12 Week Opportunity for College Students

FCS Financial's agricultural/rural lending and related financial services internship is a Unique, Rewarding, and Memorable Experience!!

At FCS Financial, part of the nationwide Farm Credit System, we are looking for Marketplace Interns to join our Team for the summer of 2025 for our 12-Week Internship Opportunity!  FCS Financial is a member of the largest agriculture lending cooperative in the United States today.  At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams!  We are looking for friendly, outgoing and confident students that are looking for an extraordinary learning opportunity!

The Marketplace Internship is designed to expose the student to all areas of FCS Financial!  Working with several mentors within our Central Office and 21 branch locations across Missouri, interns learn the components of the lending process, from meeting the customer and taking the application, through credit analysis and decision, to appraisal and loan closing.  Additional time will be spent on learning credit fundamentals and credit philosophy.  Besides working in our Central Office, learning about our Central Office functions (Accounting and Finance, Human Resources, Information Services, Operations, Legal, Audit, Marketing) in Jefferson City, interns will work in multiple branch locations with the local staff and regional specialists (Credit, Sales and Customer Service, Crop Insurance, Risk Management, Appraisal, Loan Services) to experience first-hand the level of service and personal relationships we have with our customers.

Interns will also complete one or more projects identified by FCS that are hands-on in nature and are approved by our Executive Leadership Team to add value to the Association.  Presentations to the Board of Directors, Executive and Senior Leadership Teams, mentors and other staff are done in late July prior to the end of the internship.

Marketplace Interns are assigned to one of our three teams in Missouri:  

• Team #1 is located in Northern Missouri.  
• Team #2 is located in Central Missouri. 
• Team #3 is located in Southern Missouri.

Applications will be accepted until Tuesday, October 15, 2024, for the 2025 Summer Internship Program.

The Starting hourly wage is $18.00 per hour (Subject to Change)

This position is classified as Non-Exempt under the Fair Labor Standards Act.

Department:   Marketplace Services      

Reports To:  Senior Vice President, Human Resources or Designee

Supervises:   None

This 12-Week Internship opportunity typically begins on the last full week of May and will conclude the second week of August.

Please click on the link below to learn more about our internship experience at FCS Financial! 

Minimum Qualifications

• College sophomores, juniors, first semester seniors, or graduate students
• Desired degree programs are Agricultural Business, Agricultural Economics, Animal Science, Agronomy, Agricultural Education, Agricultural Communications, General Agriculture, Business, Finance
• Minimum 2.5 GPA

Required Knowledge and Skills

• General knowledge of FCS Financial
• General knowledge of the agricultural industry
• General knowledge of agriculture/rural communities
• General knowledge of financial services industry
• General knowledge of basic financial/accounting terms and applications
• Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
• Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data

At FCS Financial, part of the Farm Credit System and largest lending cooperative in the United States, we are looking for a Paralegal to join our top-quality team!

Position Overview
This position will support internal legal counsel, title services, loan services and marketplace in managing real estate transactions, including preparing and reviewing documents, ensuring compliance with applicable laws and regulations, and fielding questions regarding title work and loan documentation.    

If you want to work for a company that offers flexible work options such as flexible hours and hybrid work options, now is a great time to join our team!

Preferred office location is in Jefferson City, MO.  However, we are open to other office locations within Missouri for the right talent.

A Hybrid - Remote Office Work Environment and flexible work schedule will be considered after the initial training period is complete and based on the candidate's qualifications and needs.

This position is classified as Non-Exempt under the Fair Labor Standards Act.

This position is open until filled.

Department:   Legal Services

Reports To:  Associate General Counsel

• Associate's degree in paralegal studies, Bachelor's degree preferred.
• Paralegal Certification
• 3 years of related experience as a real estate paralegal
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

• Working knowledge of real estate law and transactions
• Working knowledge of title insurance and closing processes
• Proficiency in legal research tools and databases (e.g., Westlaw, LexisNexis)
• Strong problem solving, decision making and organizational skills.
• Skill in prioritizing assignments to complete work in a timely manner
• Attention to detail and accuracy
• Communication skills sufficient to discuss a variety of job-related topics and to effectively communicate complex issues
• Skill in utilizing Word, Excel, PowerPoint, and Outlook
• Skill in processing complex, detailed information in an accurate and thorough manner
• Skill in working as part of a team and collaborating with colleagues
• Verbal and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers
• Skill in organizing material and information in a systematic way to optimize efficiency
• Skill in applying processes and procedures to factual data to come to make logical decisions
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data

At FCS Financial, part of the nationwide Farm Credit System, we are looking for a  Loan Accounting Analyst to join our Team in Jefferson City!  At FCS, we seek individuals who share a passion for agriculture! If you are innovative, independent, self-motivated, people-oriented, precise, and provide excellent customer service we are looking for you!  Don't miss this opportunity to start your career if you have experience in establishing processes and maintaining loan accounts, daily cash balancing and general ledger reconciliation, loan servicing actions, have standard loan accounting experience and exposure to Fiserv DNA, apply now!

This position is located in Jefferson City.

A Hybrid - Remote Office Work Environment and flexible work schedule will be considered after the initial training period is complete and based off of the candidates' qualifications and needs.

This position is classified as Non-Exempt under the Fair Labor Standards Act.

This position is open until filled.

Department:   Financial Services             

Reports To:  Director, Loan Accounting Operations         

Supervises:   None

Minimum Qualifications

• Bachelor's degree in finance, accounting, business, or a related field
• Two years related experience in a financial services organization
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

• Skill in consistently meeting deadlines while managing multiple priorities
• Skill in working as part of a team
• Verbal and written communication skills, sufficient to exchange information effectively with peers, supervisor, and customers
• High degree of accuracy and attention to detail
• Expert skill in utilizing a keyboard and 10 key to enter information quickly and accurately
• Expert customer service skills, including the ability to communicate complicated information, deliver bad news effectively, and exceed customer expectations
• Working knowledge of the banking industry and lending processes
• Working knowledge of Microsoft Office products, including Word, Excel, PowerPoint, Teams, Outlook and Access
• Working knowledge of PDF Editor
• Working knowledge of SAP Crystal Reports 2016
• General knowledge of accounting system software
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data

2025 4-H Youth Futures or MANRRS 8-Week Internship Opportunity!

At FCS Financial, part of the nationwide Farm Credit System, we are looking for 2025 4-H Youth Futures or MANRRS (Minorities in Agriculture, Natural Resources, and Related Sciences) Intern to join our Team!  FCS Financial is a member of the largest agriculture lending cooperative in the United States today.  At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams!

The 4-H Youth Futures College within Reach Program was designed by the University of Missouri 4-H Extension and Lincoln University Cooperative Extension.  The focus is to help youth identify and aspire to reach personal postsecondary goals based on their strengths and values and to expand accessibility to the paths leading to such goals.

The MANRRS Program is designed to promote academic and professional advancement by empowering minorities in agriculture, natural resources, and related sciences.

The 4-H Youth Futures or MANRRS Internship is designed to expose the student to a specialized area of FCS Financial! This opportunity offers hands on experiences with our staff and specialists!   Working with several mentors, interns can learn all of the components of the lending process, from meeting the customer and taking the application, through credit analysis and decision, to appraisal and loan closing.  Interns will work primarily in our Central Office in Jefferson City, Missouri. Time will be spent focusing in areas of interest.  The departments include: Human Resources, Information Services, Legal, Operations, Audit, Marketing, Accounting and Finance, Credit, Scorecard Lending, Information Services, Sales and Support, Appraisal, Crop Insurance, and Risk Management. The last few weeks of the internship program will allow the interns to customize their experience and focus on area of interest within the company.

The 4-H Youth Futures or MANRRS Intern will also complete one or more projects identified by FCS that are hands-on in nature and are approved by our Executive Leadership Team to add value to the Association. 

Presentations to the Board of Directors, Executive and Senior Leadership Teams, mentors and other staff are done in late July prior to the end of the internship.

Applications will be accepted until January 31, 2025, for the 2025 Summer 4-H Youth Futures or MANRRS Internship Program.

***Students must have participated in the 4-H Youth Futures Program or the MANRRS (Minorities in Agriculture, Natural Resources and Related Sciences) Program in order to be considered for this internship opportunity.***

The starting hourly wage is $18.00 per hour (Subject to Change).

This position is classified as Non-Exempt under the Fair Labor Standards Act.

Department:   Human Resources     

Reports To:  Senior Vice President, Human Resources or Designee

Supervises:   None

This 8-Week Internship opportunity will begin in June and will conclude the last week of July.

Internship Parameters:

Eligible interns must be:

• Enrolled as an undergraduate (sophomore, junior or senior) or as a graduate student in a 4-year institution of higher education in Missouri
• Preference given to those first in their family to be enrolled in an institution of higher education
• Preference given to those majoring in business, finance, agriculture, HR, or a related field 
• The internships will take place in the Summer of 2025 over a period of 8 weeks
• Must have participated in the 4-H Youth Futures Program or the MANRRS (Minorities in Agriculture, Natural Resources, and Related Sciences) Program
• The location of the internship site will primarily be at FCS Financial Central Office in Jefferson City, Missouri
• FCS Financial will provide for reasonable housing and transportation costs and a per diem to cover the cost of food.

Please click on the link below to learn more about our internship experience at FCS Financial! 

• Enrolled as an undergraduate (sophomore, junior or senior) or as a graduate student in a 4-year institution of higher education in Missouri
• Preference given to those first in their family to be enrolled in an institution of higher education
• Preference given to those majoring in business, finance, agriculture, HR, or a related field
• Must have participated in the 4-H Youth Futures Program

• General knowledge of FCS Financial
• General knowledge of the agricultural industry
• General knowledge of agriculture/rural communities
• General knowledge of financial services industry
• General knowledge of basic financial/accounting terms and applications
• Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
• Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data

2025 Business 10-Week Internship Opportunity!

At FCS Financial, part of the nationwide Farm Credit System, we are looking for 2025 Business Interns to join our Team!  FCS Financial is a member of the largest agriculture lending cooperative in the United States today.  At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams!

FCS is offering internships to the growing Latino community in Missouri! FCS Financial offers every summer a paid 10-week internship opportunity (hotel, transportation, and food costs are covered by FCS Financial).  The main goal of the internship give the opportunity for the students to learn about the business functions of the Association and also gain knowledge about the Latino Culture within the agriculture community. Students are encouraged to use bilingual (Spanish) skills.

The Business Internship is designed to expose the student to all areas of FCS Financial!  Working with several mentors, interns learn the components of the lending process, from meeting the customer and taking the application, through credit analysis and decision, to appraisal and loan closing.  Interns will work primarily in our Central Office in Jefferson City, Missouri, but will also spend time out in our retail offices with our Marketplace Staff.  Time will be spent with various departments such as: Human Resources, Information Services, Legal, Operations, Audit, Marketing, Accounting and Finance, Credit, Scorecard Lending, Information Services, Sales and Support, Appraisal, Crop Insurance, and Risk Management. The last few weeks of the internship program will allow the interns to customize their experience and focus on area of interest within the company.

The Business Interns will also complete one or more projects identified by FCS that are hands-on in nature and are approved by our Executive Leadership Team to add value to the Association. 

Presentations to the Board of Directors, Executive and Senior Leadership Teams, mentors and other staff are done in late July prior to the end of the internship.

Applications will be accepted until November 30, 2024, for the 2025 Summer Business Internship Program.

The starting hourly wage is $18.00 per hour (Subject to Change).

This position is classified as Non-Exempt under the Fair Labor Standards Act.

Department:   Human Resources     

Reports To:  Senior Vice President, Human Resources or Designee

Supervises:   None

This 10-Week Internship opportunity will begin the last full week of May and will conclude the last week of July.

Internship Parameters:

Eligible interns must be:

• Latino/Latina
• Enrolled as an undergraduate (sophomore, junior or senior) or as a graduate student in a 4-year institution of higher education in Missouri
• Preference given to those first in their family to be enrolled in an institution of higher education
• Preference given to those majoring in business, finance, agriculture, HR, or a related field 
• The number of Latino internships being offered is two.
• The internships will take place in the Summer of 2025 over a period of 10 weeks
• The location of the internship site will primarily be at FCS Financial Central Office in Jefferson City, Missouri
• FCS Financial will provide for reasonable housing and transportation costs and a per diem to cover the cost of food.

Please click on the link below to learn more about our internship experience at FCS Financial! 

• Enrolled as an undergraduate (sophomore, junior or senior) or as a graduate student in a 4-year institution of higher education in Missouri
• Preference given to those first in their family to be enrolled in an institution of higher education
• Preference given to those majoring in business, finance, agriculture, HR, or a related field
• Must have participated in the 4-H Youth Futures Program

• General knowledge of FCS Financial
• General knowledge of the agricultural industry
• General knowledge of agriculture/rural communities
• General knowledge of financial services industry
• General knowledge of basic financial/accounting terms and applications
• Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
• Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data

Take the next step in your career with FCS Financial, part of the nationwide Farm Credit System, and act on this opportunity to join our top-quality agricultural lending institution!  FCS is seeking a Senior Leader who empowers and develops their staff and drives for strong results.  We are looking for someone who takes initiative, is driven to get things done, delivers high-quality results, is precise, and that can manage multiple priorities. This position serves as the Controller and leads our Financial Operations Team.

The successful candidate will be located in our Central Office in Jefferson City, Missouri. A hybrid work option may be considered after the initial training period.

The salary range for this position is $93,000 to $161,900, however salary is commensurate with experience. 

Preferred office location is in Jefferson City, MO.  

This position is classified as Exempt under the Fair Labor Standards Act.

This position is open until filled.

Department: Finance

Reports to: Chief Financial Officer

Supervises: Director, Financial Operations; Senior Accountant, Associate Accountant

• Bachelor's degree in accounting, business administration, finance or a related field
• 5 years or more of progressively responsible financial management experience
• 3 years' supervisory experience
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
• Certified Public Accountant (CPA), Certified Management Accountant (CMA), or Chartered Financial Analyst (CFA) preferred

• Expert knowledge of accounting practices and methods
• Expert knowledge of accounting software applications
• Expert knowledge of internal controls practices
• Expert knowledge utilizing Excel to increase efficiency and/or effectiveness
• High level skill in consistently meeting deadlines while managing multiple priorities
• Working knowledge of Generally Accepted Accounting Principles (GAAP) and regulatory reporting requirements
• Working knowledge of Microsoft Office products, including Word and PowerPoint
• Working knowledge of budgeting process
• Skill in managing, coaching, motivating and developing an accounting team
• Skill in communicating objectives and effectively delegating tasks
• Verbal and written communication skills, sufficient to exchange information and influence decisions and actions of subordinates, peers, supervisor and customers
• High degree of accuracy and attention to detail
• Strong customer service skills, including the ability to communicate complicated information in an understandable manner, deliver bad news effectively, and exceed customer expectations
• Critical thinking skills in analyzing information to judge, compare, calculate, evaluate and critique such information as written materials, numerical data, responses to customer needs and/or other work related activities
• Skill in organizing material and information in a systematic way to optimize efficiency
• Skill in working as part of a team and collaborating with colleagues

Have you been preparing for an Executive Leadership level role with a growing financial institution? If so, don't miss the opportunity to join our high-quality team and major agricultural lending cooperative!  FCS Financial is looking for a credit focused individual that has the ability and desire to lead our credit team.  The Chief Credit Officer leads the Association's credit department, develops and implements credit processes, procedures, and controls, also implements credit strategies, and approves loan terms and conditions.  The incumbent is part of the Executive Leadership Team and works closely with the COO and other members of the leadership team to help execute the Association mission and business plan objectives.  Expert knowledge in agricultural lending practices, financial ratios for agriculture, loan structuring, large multi-lender credits, and proven leadership ability is required. 

FCS Financial's Central Office located in Jefferson City is the preferred location however, all other FCS Branch locations will be considered based on the candidates' qualifications and needs. 

A combination of a hybrid and in office work arrangements will be considered as long as the candidate lives within FCS Financial's Loan Servicing Area.

This position is classified as Exempt under the Fair Labor Standards Act.

This position is open until filled.

Department: Credit

Reports to: Chief Executive Officer

Supervises: The Credit Team

Minimum Qualifications

• Bachelor's degree in agribusiness management, agricultural economics, finance, or related field
• 10 years credit analysis experience
• 7 years supervisory experience
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

• Expert knowledge of the agriculture industry and the impact of current events on agricultural operations and credit
• Expert knowledge of financial ratios for agriculture
• Expert knowledge of Association lending procedures and policies
• Expert knowledge of Financial Guidelines for Agriculture and Farm Financial Standards Council
• Expert Knowledge in loan structuring and developing loan terms and conditions and financial covenants for large/complex loans
• Expert knowledge of scorecard underwriting, portfolio monitoring activity and proactive/leading risk indicators
• Expert knowledge of the FCB Underwriting Guide and Farm Credit Administration regulations
• Working knowledge of applicable state and federal regulations
• Skill in reading and interpreting complex income statements, balance sheets, cash flows and similar financial documents
• Skill in assessing sufficiency of control structures and implementing effective internal credit controls and risk mitigation activities
• Verbal and written communication skills, sufficient to exchange information effectively with peers, supervisors, senior management, industry leaders and customers
• Skill in selecting, managing, coaching, motivating, and developing a credit analysis/underwriting team
• Skill in allocating resources to meet fluctuation workloads and priorities
• Skill in utilizing Word, Excel, and Outlook to increase efficiency and/or effectiveness
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data

FCS Financial, a proud member of the nationwide Farm Credit System, is committed to supporting agriculture and rural communities! Are you ready to advance your career? We're currently seeking an Internal Auditor & Credit Reviewer to join our dynamic team. If you have an agriculture background, are collaborative, self-motivated, and detailed, we are looking for you! 

The Internal Auditor & Credit Reviewer provides independent internal audit and loan review activities for the Association by evaluating and improving the effectiveness of risk management practices, internal controls, and governance processes.  This role is key in protecting the organization from methods or activities that could put the organization at unacceptable risk. 

The salary range for this position is $55,000 - $91,000, however salary is commensurate with experience.

Preferred office location is at our Central Office in Jefferson City, MO.  However, we are open to other FCS office locations within Missouri for the right talent.

A combination of a Hybrid - in office work arrangement and flexible work schedule will be considered after the initial training period is complete and based off of the candidates' qualifications and needs.

This position is classified as Exempt under the Fair Labor Standards Act.

This position is open until filled.

Department:   Risk Management             

Reports To:  Vice President, Internal Audit & Review 

Supervises:   None

• Bachelor's degree in Business Administration, Finance, Accounting, Economics, or a related field
• 1 year of related experience or an equivalent combination of education and experience sufficient to perform the essential functions of the job

• General knowledge of internal audit principles and practices
• General knowledge in credit extension and administration
• General knowledge of universal credit classification definitions
• General knowledge of the agriculture industry
• Skill in using Microsoft Products to increase efficiency and/or effectiveness
• Skill in collecting and analyzing data
• Skill in effective communications, both verbal and written
• Skill in priority setting and organization
• High degree of accuracy and attention to detail
• Ability to tactfully deal with others
• Ability to work proficiently within deadlines
• Ability to work independently and assume ownership of responsible areas

At FCS Financial, part of the nationwide Farm Credit System, we are looking for an Accounts Payable & Loan Accounting Support Specialist to join our Team!  FCS Financial is a member of the largest agriculture lending cooperative in the United States today. At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams! The Accounts Payable Specialist will sort, code, and key invoices and expense reports, ensure appropriate approvals of expenses are in place, process check runs, manage accounting records, process information into the asset management system, compile monthly/quarterly reports, and maintain inventory of office supplies.  This individual will work collaboratively with our Customer Service staff to respond to inquiries regarding invoices, expense reports and W-9s. The person selected for this position must be detail-oriented, pro-active, accurate, and confident! 

The minimum starting salary for this position is $40,000, however salary is commensurate with experience.

This position is located in Jefferson City, Missouri.

This position is open until filled.

This position is classified as Non-Exempt under the Fair Labor Standards Act.

Department:   Financial Services             

Reports To:  Controller   

Supervises:   None

Minimum Qualifications

• Associates' or Bachelor's degree in Accounting, Finance, Business or two years related experience
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

• General knowledge of accounting
• Oral and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers
• Skill in establishing and maintaining cooperative working relationships with co-workers and customers
• Knowledge of customer service principles and practices and skill in providing customer service
• Skill in utilizing Power Point, Word and Excel to increase efficiency and/or effectiveness
• Skill in quickly and accurately copying, posting or transcribing data
• Skill in gathering, compiling and organizing information
• Skill in focusing and concentrating on details
• Skill in prioritizing assignments to complete work in a timely manner
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data