Careers
Headquartered in Jefferson City, Missouri, FCS Financial is part of the nationwide Farm Credit System. This means we are a member of the largest agricultural lending cooperative in the United States today. At FCS Financial we seek individuals who share our passion for agriculture, rural living and helping people achieve their goals and dreams.
Open Positions
2025 4-H Youth Futures or MANRRS 8-Week Internship Opportunity!
At FCS Financial, part of the nationwide Farm Credit System, we are looking for 2025 4-H Youth Futures or MANRRS (Minorities in Agriculture, Natural Resources, and Related Sciences) Intern to join our Team! FCS Financial is a member of the largest agriculture lending cooperative in the United States today. At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams!
The 4-H Youth Futures College within Reach Program was designed by the University of Missouri 4-H Extension and Lincoln University Cooperative Extension. The focus is to help youth identify and aspire to reach personal postsecondary goals based on their strengths and values and to expand accessibility to the paths leading to such goals.
The MANRRS Program is designed to promote academic and professional advancement by empowering minorities in agriculture, natural resources, and related sciences.
The 4-H Youth Futures or MANRRS Internship is designed to expose the student to a specialized area of FCS Financial! This opportunity offers hands on experiences with our staff and specialists! Working with several mentors, interns can learn all of the components of the lending process, from meeting the customer and taking the application, through credit analysis and decision, to appraisal and loan closing. Interns will work primarily in our Central Office in Jefferson City, Missouri. Time will be spent focusing in areas of interest. The departments include: Human Resources, Information Services, Legal, Operations, Audit, Marketing, Accounting and Finance, Credit, Scorecard Lending, Information Services, Sales and Support, Appraisal, Crop Insurance, and Risk Management. The last few weeks of the internship program will allow the interns to customize their experience and focus on area of interest within the company.
The 4-H Youth Futures or MANRRS Intern will also complete one or more projects identified by FCS that are hands-on in nature and are approved by our Executive Leadership Team to add value to the Association.
Presentations to the Board of Directors, Executive and Senior Leadership Teams, mentors and other staff are done in late July prior to the end of the internship.
Applications will be accepted until January 31, 2025, for the 2025 Summer 4-H Youth Futures or MANRRS Internship Program.
***Students must have participated in the 4-H Youth Futures Program or the MANRRS (Minorities in Agriculture, Natural Resources and Related Sciences) Program in order to be considered for this internship opportunity.***
The starting hourly wage is $18.00 per hour (Subject to Change).
This position is classified as Non-Exempt under the Fair Labor Standards Act.
Department: Human Resources
Reports To: Senior Vice President, Human Resources or Designee
Supervises: None
This 8-Week Internship opportunity will begin in June and will conclude the last week of July.
Internship Parameters:
Eligible interns must be:
- Enrolled as an undergraduate (sophomore, junior or senior) or as a graduate student in a 4-year institution of higher education in Missouri
- Preference given to those first in their family to be enrolled in an institution of higher education
- Preference given to those majoring in business, finance, agriculture, HR, or a related field
- The internships will take place in the Summer of 2025 over a period of 8 weeks
- Must have participated in the 4-H Youth Futures Program or the MANRRS (Minorities in Agriculture, Natural Resources, and Related Sciences) Program
- The location of the internship site will primarily be at FCS Financial Central Office in Jefferson City, Missouri
- FCS Financial will provide for reasonable housing and transportation costs and a per diem to cover the cost of food.
Please click on the link below to learn more about our internship experience at FCS Financial!
Minimum Qualifications
- Enrolled as an undergraduate (sophomore, junior or senior) or as a graduate student in a 4-year institution of higher education in Missouri
- Preference given to those first in their family to be enrolled in an institution of higher education
- Preference given to those majoring in business, finance, agriculture, HR, or a related field
- Must have participated in the 4-H Youth Futures Program
- General knowledge of FCS Financial
- General knowledge of the agricultural industry
- General knowledge of agriculture/rural communities
- General knowledge of financial services industry
- General knowledge of basic financial/accounting terms and applications
- Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
- Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
2025 Business 10-Week Internship Opportunity!
At FCS Financial, part of the nationwide Farm Credit System, we are looking for 2025 Business Interns to join our Team! FCS Financial is a member of the largest agriculture lending cooperative in the United States today. At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams!
FCS is offering internships to the growing Latino community in Missouri! FCS Financial offers every summer a paid 10-week internship opportunity (hotel, transportation, and food costs are covered by FCS Financial). The main goal of the internship give the opportunity for the students to learn about the business functions of the Association and also gain knowledge about the Latino Culture within the agriculture community. Students are encouraged to use bilingual (Spanish) skills.
The Business Internship is designed to expose the student to all areas of FCS Financial! Working with several mentors, interns learn the components of the lending process, from meeting the customer and taking the application, through credit analysis and decision, to appraisal and loan closing. Interns will work primarily in our Central Office in Jefferson City, Missouri, but will also spend time out in our retail offices with our Marketplace Staff. Time will be spent with various departments such as: Human Resources, Information Services, Legal, Operations, Audit, Marketing, Accounting and Finance, Credit, Scorecard Lending, Information Services, Sales and Support, Appraisal, Crop Insurance, and Risk Management. The last few weeks of the internship program will allow the interns to customize their experience and focus on area of interest within the company.
The Business Interns will also complete one or more projects identified by FCS that are hands-on in nature and are approved by our Executive Leadership Team to add value to the Association.
Presentations to the Board of Directors, Executive and Senior Leadership Teams, mentors and other staff are done in late July prior to the end of the internship.
Applications will be accepted until November 30, 2024, for the 2025 Summer Business Internship Program.
The starting hourly wage is $18.00 per hour (Subject to Change).
This position is classified as Non-Exempt under the Fair Labor Standards Act.
Department: Human Resources
Reports To: Senior Vice President, Human Resources or Designee
Supervises: None
This 10-Week Internship opportunity will begin the last full week of May and will conclude the last week of July.
Internship Parameters:
Eligible interns must be:
- Latino/Latina
- Enrolled as an undergraduate (sophomore, junior or senior) or as a graduate student in a 4-year institution of higher education in Missouri
- Preference given to those first in their family to be enrolled in an institution of higher education
- Preference given to those majoring in business, finance, agriculture, HR, or a related field
- The number of Latino internships being offered is two.
- The internships will take place in the Summer of 2025 over a period of 10 weeks
- The location of the internship site will primarily be at FCS Financial Central Office in Jefferson City, Missouri
- FCS Financial will provide for reasonable housing and transportation costs and a per diem to cover the cost of food.
Please click on the link below to learn more about our internship experience at FCS Financial!
Minimum Qualifications
- Enrolled as an undergraduate (sophomore, junior or senior) or as a graduate student in a 4-year institution of higher education in Missouri
- Preference given to those first in their family to be enrolled in an institution of higher education
- Preference given to those majoring in business, finance, agriculture, HR, or a related field
- Must have participated in the 4-H Youth Futures Program
- General knowledge of FCS Financial
- General knowledge of the agricultural industry
- General knowledge of agriculture/rural communities
- General knowledge of financial services industry
- General knowledge of basic financial/accounting terms and applications
- Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
- Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
Join Our Team at FCS Financial!
At FCS Financial, part of the nationwide Farm Credit System, we are looking for a Loan Officer Trainee to join our Ag & Rural Lending Team! FCS Financial is a member of the largest agriculture lending cooperative in the United States today. FCS is dedicated to supporting agriculture and rural communities in Missouri!
At FCS, we seek individuals who share a passion in assisting your local agriculture community and want an opportunity to grow and work with great people! We are seeking an independent, competitive, highly motivated individual looking to build relationships with new and existing customers! Don't miss out on this opportunity to take your lending career to the next level, apply now! FCS will help provide the tools and resources needed to learn!
What You'll Do in this role:
- Collaborate with experienced Loan Officers on marketing and loan origination
- Manage portfolios while providing agricultural and financial expertise
- Build and nurture strong relationships with customers and prospects
- Combine your agricultural and business knowledge to offer innovative solutions
- Gain experience through cross-training in various positions, including Sales, Credit, and Crop Insurance
The minimum starting salary for this position is $60,000, however salary is commensurate with experience.
If you also enjoy working for a company that is family friendly with a great total compensation package, don't miss this opportunity to start your agriculture career today!
Initial training location for this Loan Officer Trainee position will be located within our Southwest Missouri Territory in our Lebanon or Springfield Branch. Other office locations may be considered for the initial training period based on the candidates experience and knowledge.
***A permanent location will be identified after the trainee period is complete. Permanent location can be located within any of our branch office locations.***
This position is opened until filled.
This position is classified as Non-Exempt under the Fair Labor Standards Act.
Department: Marketplace
Reports to: Vice President, Team Leader, Ag & Rural Lending
Supervises: None
Job Functions*
Percentage | Job Functions |
20% | Loan Origination/Portfolio Management
|
20% | Marketing and Sales
|
10% | Chattel and Collateral Valuations
|
50% | Training, Education and Development
|
n/a | Other duties as assigned to meet the needs of the organization. |
* Essential Functions for this position consist of all items listed under any category that make up 5% or more of the job duties. This job description is subject to change without notice.
Minimum Qualifications
- Bachelor's degree in agriculture, business or a related field
- Willing to relocate
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- General knowledge of the sales process
- General knowledge of negotiating tactics
- General knowledge of marketing strategies
- General knowledge of financial services industry
- General knowledge of the agricultural industry
- General knowledge of basic accounting principles
- Skill in negotiating agreements to achieve the best outcome for the organization
- Skill in using Microsoft technologies including Outlook, Word and Excel
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
- Ability to learn and retain Association policies and procedures, and the ability to adapt to new policies and procedures quickly.
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
At FCS Financial, part of the nationwide Farm Credit System, we are looking for a Financial Services Specialist to join our Customer Service Team! FCS Financial is a member of the largest agriculture lending cooperative in the United States today.
We are looking for a friendly, confident, customer-focused, motivated, organized, and precise individual that enjoys working with our customers! If you are a team player, and someone who can multitask, this opportunity is for you! The person in this role primary focus is to help our Member Owners by providing exceptional front-line customer service in our Springfield Branch!
In this role, you'll work closely with our Loan Officers, interacting directly with our member-owners, preparing loan packages, gathering personal data, organizing loan documents, and ensuring completeness and accuracy. This position is ideal for someone who values frontline customer interaction and enjoys supporting lending operations!
The starting salary for this position is $41,000, however salary may be commensurate with experience.
This position is located in Springfield, Missouri. Flexible work hours will be considered after the initial training period is complete and based off of the candidates' qualifications and needs.
This position is classified as Non-Exempt under the Fair Labor Standards Act.
This position is open until filled.
Department: Marketplace Services
Reports To: Customer Service Team Leader - Ag & Rural Lending
Supervises: None
Minimum Qualifications
- High School diploma
- 2 years of related experience
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Working knowledge of the operation of a multi-line phone system
- General knowledge of credit processing procedures
- General knowledge of accounting practices and procedures
- Oral and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Skill in performing a variety of duties, often changing from one task to another of a different nature
- Skill in organizing material and information in a systematic way to optimize efficiency
- Skill in recognizing and maintaining confidential information
- Skill in utilizing Word, Excel, Outlook, Teams, Docusign and PDF Exchange to increase efficiency and/or effectiveness.
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
Are you passionate about helping people and making a difference in communities across Missouri? Do you dream of working for a company with a welcoming culture that encourages personal and professional growth? If so, we have the perfect opportunity for you!
About Us: At FCS Financial, we are dedicated to positively impacting our customers and communities. As a member of the Farm Credit System, we offer a supportive work environment where your contributions truly matter.
The Role: We are seeking an enthusiastic and detail-oriented Loan Services Specialist to join our team in Jefferson City, Missouri. In this position, you will leverage your knowledge of agriculture, lending, title work, legal documents, and general office experience to make a meaningful impact on our customers.
What We Offer:
- Starting Salary: $42,000, with potential for growth based on experience.
- Comprehensive Benefits: Enjoy a highly competitive compensation and benefits package.
- Growth Opportunities: We are committed to your personal and professional development.
What You Need:
- Experience: At least two years of relevant experience or an equivalent combination of education and experience.
- Attitude: A positive outlook and a passion for customer service.
- Skills: Ability to work efficiently in a fast-paced environment.
This position is open until filled.
This position is located in Jefferson City, Missouri. Flexible work schedule will be considered after the initial training period is complete and based off of the candidates' qualifications and needs.
This position is classified as Non-Exempt under the Fair Labor Standards Act.
Department: Legal - Loan Services
Reports To: Team Leader, Loan Services
Supervises: None
Minimum Qualifications
- Associate's Degree preferred
- 2 years of related experience
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- General knowledge of mortgage and commercial loan documentation
- General knowledge of real estate terminology and contracts
- Communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex issues
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Skill in utilizing Word, Excel, PowerPoint, and Outlook
- Ability to prioritize and multitask to meet deadlines
- Skill in processing complex, detailed information in an accurate, thorough , and timely manner
- Skill in working as part of a team and collaborating with colleagues
- Oral and written communication skills, sufficient to share and exchange information effectively with peers, supervisors, customers and third parties
- Skill in organizing material and information in a systematic way to optimize efficiency
- Skill in applying processes and procedures to factual data to come to make a logical decision
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
Why FCS Financial? Ever dreamed of being part of an organization with deep roots in the community? For over 100 years, we've been supporting agriculture and rural communities in Missouri. Now we're launching an exciting in-house title agency, and we're on the hunt for a passionate team leader to lead the change. If you're ready to take on a dynamic role in a collaborative environment that values growth and innovation, this could be the perfect fit for you!
What's in it for you?
- Competitive Salary: $55,000 - $91,000
- Top-Notch Benefits: Health, dental, and vision, plus a standout 401(k) plan
- Flexible Work Environment: Options for flexible hours and hybrid work post-training
- Location Flexibility: While Jefferson City, MO is preferred, we're open to other Missouri locations for the right fit.
Your Role: Be a trailblazer paving the way for our new title agency. Be proactive and have a business minded approach with a knack for leadership. Your main customer will be internal Loan Officers, you'll deal with unique and complex legal transactions. Dive deep into legacy title vesting scenarios and complex agricultural tracts, ensuring every detail is spot-on. This role offers the opportunity to form a team within our amazing culture, work with intricate details, and is far from ordinary.
What you Need: A bachelor's degree in business, accounting, or related field, at least 5 years of experience in the land and title industry or title agency management, or an equivalent combination of education and experience sufficient to perform the essential function of the job, and a Missouri Title Agent License (or the ability to get one within 3 months of hire).
A Hybrid Work Environment and flexible work schedule will be considered after the initial training period is complete and based on the candidate's qualifications and needs.
This position is classified as Exempt under the Fair Labor Standards Act.
This position is open until filled.
Department: Legal Services
Reports To: Vice President, Loan Services
Supervises: Title Closing Specialist, Title and Escrow Officers
Minimum Qualifications
- Bachelor's degree in business, accounting, or a related field,
- 5+ years of direct experience in the land title industry, title agency management experience preferred
- A Missouri Title Agent License is preferred, or ability to obtain a Missouri license within 3 months of hiring
- Valid Missouri driver's license
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Possesses extensive knowledge in all areas of escrow and title operation
- Skill in performing a variety of duties, often changing from one task to another of a different nature
- Attentive to detail
- General knowledge of mortgage and commercial loan documentation, loan closing and disbursements
- General knowledge of real estate terminology and contracts
- General knowledge of consumer lending laws
- Communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex issues
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Skill in utilizing Word, Excel, PowerPoint, and Outlook to increase efficiency and/or effectiveness
- Skill in processing complex, detailed information in an accurate and thorough verbal and written communication skills, sufficient to share and exchange information effectively with peers, subordinates, supervisor and both internal and external customers
- Skill in setting priorities to reflect the importance of job responsibilities
- Must be detail-oriented, organized, self-motivated and able to work independently.
- Skill in managing, coaching, motivating and developing a team
- Expert customer service skills, including the ability to communicate complicated information, deliver bad news effectively, and exceed customer expectations
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
Are you ready to take your legal career to the next level with the largest lending cooperative in the U.S.? At FCS Financial, part of the Farm Credit System, we're on the lookout for a dynamic and detail-oriented Paralegal with specialized knowledge in Title & Real Estate to join our Legal Services team.
Why This Role is Exciting:
- Legal Expertise: You'll be at the heart of our legal operations, supporting our internal legal counsel with critical tasks that ensure compliance and smooth real estate transactions.
- Document Mastery: Prepare, review, and manage a variety of legal documents, ensuring they meet all regulatory requirements and standards.
- Legal Support: Provide comprehensive support to our title services and loan services teams.
What We're Looking For:
Associate degree in paralegal studies, Bachelor's degree preferred. Paralegal Certification preferred. A background in real estate law or title services with strong understanding of real estate transactions and compliance. Excellent organizational and communication skills.
Why Work for FCS Financial:
- Supportive Culture: We foster a family-friendly, supportive environment where your professional growth is a priority.
- Professional Growth: Opportunities for continuous learning and career advancement.
- Enjoy a flexible work environment with options for flexible hours and hybrid work after the initial training period.
- While we prefer our new team member to be based in Jefferson City, MO, we're open to considering other locations for the right candidate.
This position is classified as Non-Exempt under the Fair Labor Standards Act.
This position is open until filled.
Department: Legal Services
Reports To: Associate General Counsel
Minimum Qualifications
- Associate's degree in paralegal studies, Bachelor's degree preferred.
- Paralegal Certification
- 3 years of related experience as a real estate paralegal
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Working knowledge of real estate law and transactions
- Working knowledge of title insurance and closing processes
- Proficiency in legal research tools and databases (e.g., Westlaw, LexisNexis)
- Strong problem solving, decision making and organizational skills.
- Skill in prioritizing assignments to complete work in a timely manner
- Attention to detail and accuracy
- Communication skills sufficient to discuss a variety of job-related topics and to effectively communicate complex issues
- Skill in utilizing Word, Excel, PowerPoint, and Outlook
- Skill in processing complex, detailed information in an accurate and thorough manner
- Skill in working as part of a team and collaborating with colleagues
- Verbal and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers
- Skill in organizing material and information in a systematic way to optimize efficiency
- Skill in applying processes and procedures to factual data to come to make logical decisions
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.
If you need a reasonable accommodation for any part of the employment process, please contact us by email at Human.Resources@myfcsfinancial.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this email address.
Learn more about our commitment to equal employment opportunity.
