Livestock & Equipment Loans
Our livestock and equipment loans give you a competitive rate and options tailored to your unique operation or business, options that can add up to big savings for both new or used purchases. Our livestock and equipment loans are specifically designed to finance all types of farm machinery, livestock, machine sheds, grain bins, irrigation equipment, trucks or other major items. Contact an FCS Financial lending specialist to learn about the options and rates available to you.
Variable, fixed, and adjustable interest rates are available to allow you the flexibility to manage interest rate risk. Flexible payment plans include monthly, quarterly, semiannually, and annually. We can develop a payment plan and maturity that fits your cash flow and production cycle.
Capital Revolving Line of Credit (RLOC)
This RLOC is available for capital purchases like machinery and livestock. Contact one of our lending specialists for more details.
Features & Benefits
- Maturities from two to ten years gives you flexible repayment plans. Repayments are typically matched to the useful life of the asset.
- No prepayment penalties gives you the opportunity to pay ahead of scheduled principal payments and pay the loan off early.
- Rate conversions allow interest rates to be converted to new options throughout the cycle (conversion fees may apply).
- 45-day rate lock lets you lock in the rate for interest protection, which allows you time to shop for the best purchase price for your new machinery/equipment/livestock purchase. Fees may apply.