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By March 15, 2019, FCS Financial will publish a copy of its 2018 Annual Report on our website at www.myfcsfinancial.com.

In addition, by March 31, 2019, FCS Financial will mail a copy of the 2018 Annual Report to all shareholders of record as of December 31, 2018.

This notice was published in the December 2018 issue of HeartBeat magazine. It was mailed to every stockholder on record as of November 30, 2018, in accordance with Farm Credit Administration regulations.

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