Build your dream home in the country with FCS Financial’s help. Construction loans offer flexibility and competitive rates and terms. Contact an FCS Financial lending specialist to develop the loan package to fit your dream of a home in the country.
One of the benefits of a FCS Financial construction loan is we can help you go from construction to permanent financing with one simple loan package. You can get the money you need for building and when the construction is done, you will have the permanent loan you need, too. In other words, there is no need to pay extra expenses and refinancing costs when the job is done.
Features & Benefits
- Time to build provides you up to 6 months to build your home. If more time is needed, see your FCS Financial loan officer.
- No escrow requirements
- No requirement for costly Private Mortgage Insurance (PMI)
- You do not have to be a farmer to qualify
- Quick approval and loan closings
- A wide variety of financing programs, from fully fixed to full adjustable
- Flexible payment plans allow for interest only payments during the construction phase to ease your cash flow burden during the building period. Interest accrues only on the amount actually drawn out of the loan.
- Remodeling loans are available if you already have a home and are interested in remodeling.
- Pre-qualification of end mortgage lets you become pre-qualified for your end mortgage at the same time you qualify for a construction loan, which can save you time and money.