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in Rural Missouri

Special Lending Program

  • May be eligible for lower percentage down payment in partnership with Farm Service Agency loans

  • Loans can be used for: real estate, operating, machinery and equipment, capital improvement and aquatic expenses

  • Educational opportunities aimed at young and beginning producers. 

Young & Beginning Farmers


  • Young farmers are 35 years old or younger
  • Beginning farmers have less than 10 years of experience


  • Participate in FCS Financial Connect workshop series
  • Modified credit standards to reflect the young or beginning borrower
  • Knowledge base includes online and in-person training opportunities

Join the Connect Program

Veterans Program


  • Veterans of the U.S. Armed Forces transitioning to farming through Heartland Heroes Veterans Program


  • Education and training available online and in-person from local farming and lending experts
  • Modified loan requirements in regards to owners equity

Get Loan Benefits and Resources


Small Farmers


  • Small farmers generate less than $250,000 in annual gross sales from ag production

Supporting the future of farming

Over $1.5 million given to local 4-H and FFA organizations

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