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cattle on pasture

The PRF insurance program is an area based insurance plan for pasture, rangeland, and forage grown for the intended use of grazing by livestock or haying. It is a risk management tool provided by the federal MPCI program to insure against lack of precipitation in a producer selected grid area.​


COVERAGE LEVELS: Available from 70%-90% of average rainfall in 5% increments

PRODUCTIVITY LEVELS: Producers choose a productivity factor to match the insured crop relative to the value. This factor is available as a percent (60%-150%) of the County Based Value as determined by RMA.

INDEX INTERVALS: Producers choose a minimum of two intervals (two month periods). The intervals must not overlap. (Jan- Feb, Mar-Apr, etc.)

COVERAGE AND CLAIMS: Grids are based upon the location of the cropland and are approximately 17.25 miles x 13.5 miles. Not all acres have to be insured.

Indemnities are determined using National Oceanic and Atmospheric Administration data for the grid and index intervals insured. When the final grid index (amount of rainfall during that interval) falls below the producer’s trigger grid index (coverage level), an indemnity may be paid.

Coverage is based on the experience of the entire grid, not individual farms.

To learn more about PRF, watch the video below.

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