October 31/November 15 - Final plant date for wheat. (See your agent for details.)
November 14 - Final date to report 2019 wheat production.
November 15 - Sales closing date for PRF (Rainfall Index).
December 10 - Insurance coverage ends on spring crops.
December 15 - Final acreage reporting date for wheat and barley.
December 15 - Final date to report claims for spring crops.
Tips to help you report claims.
Report in a Timely Manner
If you think you may have a loss, contact your agent immediately. Policy provisions require you to report a claim within 72 hours after discovery of damage, but no later than 15 days after harvest of the unit.
Prepare for a Claim or Audit Review with Accurate Record Keeping
- Keep scale tickets and settlement sheets organized by unit.
- Using soft records such as load logs or monitor records are acceptable to divide out your settlement sheets or bin measurements by unit.
- If storing grain, receive approval from an adjuster to mark your bins.
- If feeding grain, getting a bin measured prior to feeding is recommended.
Aflatoxin and Other Quality Adjustments
- Contact your agent at the first sign of grain quality issues.
- Samples must be taken from the field by an adjuster.
Chopping, Baling or Abandoning Crops
- You must be approved by an insurance company adjuster before chopping, baling or abandoning your crop. Failure to receive approval from an adjuster could result in a loss of your claim.
Revenue Claims
- Keep production records accurate and separate by unit to prepare for potential claim.
- Remember revenue loss claims have to be filed within 45 days following the announcement of harvest prices.
Commingling Production
- Commingling grain from several units requires a bin marking or load log to document production per unit.
- If you plan on commingling grain from past years, contact your agent before harvest begins.
