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Patronage - We put it back in your pocket.FCS Financial’s Board of Directors announced that they will return more than $8.55 million to their member-owners in cash patronage for the 2013 calendar year.

“FCS Financial is a cooperative and, as such, we are owned by our customers.  Patronage is a way of sharing our success with our customers and also benefits our communities by putting money back into Missouri’s economy,” says David Janish, FCS Financial CEO. “FCS Financial has returned more than $38 million to our customers since we began paying patronage in 2006.”

After the financial results are known at the end of each year, the board reviews the cooperative’s financial situation and the business plan projections to determine if patronage will be paid or if earnings will be retained for capital.

“Strong earnings in 2013 along with a review of risk factors and future growth drove the board of director’s decision to pay patronage,” says Janish.

To kick off the distribution of patronage checks to customers, each FCS Financial office will host a Customer Appreciation Day from 10 a.m. to 6 p.m. on March 25 in conjunction with National Ag Day. Attendance is not required for FCS Financial members to receive their check. Those checks not distributed by the end of business on April 4 will be mailed.

Patronage payments are based on a member’s loan business activity with the association. All eligible members will receive a minimum of $20. Each eligible member’s patronage check will be available March 25 through April 4 at the FCS Financial office where their loan is serviced.

For more information, contact your local FCS Financial office at 1-800-444-3276 or visit where you will find a link to the 2013 Patronage Program under “How We're Different.”


FCS Financial is a member of the Farm Credit System. The system is a nationwide network of cooperative lending institutions that provides credit and financial services to farmers, ranchers, rural residents and agribusinesses. With more than 95 years of agricultural lending experience, the Farm Credit System is the largest single provider of agricultural credit in the United States.

FCS Financial serves 102 counties in Missouri through 22 office locations.

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