Careers

Headquartered in Jefferson City, Missouri, FCS Financial is part of the nationwide Farm Credit System. This means we are a member of the largest agricultural lending cooperative in the United States today. At FCS Financial we seek individuals who share our passion for agriculture, rural living and helping people achieve their goals and dreams.

FCS Financial is an equal employment opportunity/affirmative action employer.

Open Positions

Vice President, Underwriting Agribusiness — Columbia, MO

Take the next step in your career and act on this opportunity to join the quality team of a major agricultural lending institution! FCS Financial is seeking an independent, self-confident, pro-active and results oriented team member! This Vice President, Underwriting Agribusiness leads the underwriting function for Lending Service Area agribusiness accounts and multi lender transactions. As a member of the account relationship team this will assist in gathering financial information; underwrite and structure the credit facility, monitor financial covenants, industry analyses, and support in borrower communication.

***This position's market territory is statewide with potential office locations in the following locations within Missouri: Columbia, Harrisonville, Higginsville, Jefferson City, O'Fallon, and Springfield.***

Other locations within the associations lending area will be considered for a candidate with strong knowledge of an existing established market/client base outside the listed areas.

This position is open until filled.

Department: Credit

Reports To: Chief Credit Officer

Supervises: Credit Analyst

FLSA Status: Exempt

Minimum Qualifications

Bachelor's degree in economics, accounting, agricultural economics, finance or related field
7 years credit analysis experience
1 year supervisory experience
Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

Required Knowledge and Skills

Expert knowledge of the agriculture industry and the impact of current events on agricultural operations and credit
Expert knowledge of financial ratios, criteria and production performance measures for Ag production
Expert knowledge of Association lending procedures and policies
Expert knowledge of loan covenants
Expert knowledge of GAAP
Working knowledge of hedging and risk management techniques including futures and options markets
Working knowledge of multi lender transactions and large complex lending opportunities
Skill in loan structuring and negotiating loan terms and conditions
Skill in reading and interpreting accrual tax returns, profit and loss statements, balance sheets, cash flows and similar financial documents
Expertise in understanding relationship between financial statements and operations
Oral and written communication skills, sufficient to exchange information effectively with peers, supervisors, senior management, industry leaders and customers
Skill in applying processes and procedures to factual data to come to a logical decision
Skill in gathering, compiling and organizing information
Skill in communicating objectives and delegating responsibility
Skill in developing and presenting credit analysis and risk management training materials
Skill in utilizing Word, Excel and Outlook to increase efficiency and/or effectiveness
Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data

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We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.

If you need a reasonable accommodation for any part of the employment process, please contact us by email at Human.Resources@myfcsfinancial.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this email address.

Learn more about our commitment to equal employment opportunity.