Careers
Headquartered in Jefferson City, Missouri, FCS Financial is part of the nationwide Farm Credit System. This means we are a member of the largest agricultural lending cooperative in the United States today. At FCS Financial we seek individuals who share our passion for agriculture, rural living and helping people achieve their goals and dreams.
FCS Financial is an equal employment opportunity/affirmative action employer.
Open Positions
Take the next step in your career and act on this opportunity to join the quality team of a major agricultural lending institution! FCS Financial is seeking an independent, confident, pro-active self-starter. The Vice President, Technical Operations leads the design, implementation, and maintenance of the Association's on- and off-site technology infrastructure. Participates in the planning and execution of the organization's technology strategies. This is a fast-paced, challenging, and mobile environment. This position is located at our Central Office location in Jefferson City, Missouri.
This position will be open until filled.
This position is classified as Exempt under the Fair Labor Standards Act.
Department: Information Services
Reports To: Chief Information Officer
Supervises: All employees in the Technical Operations Department
Required Knowledge and Skills
- Technical capability: Expert technical knowledge in the use and application of current infrastructure, cloud, networking, storage, database, platform and related technologies and systems
- Skills in Strategic Thinking
- Skills in Leadership, coaching, mentoring
- Skills in Communication Proficiency: Oral, written and presentation communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
- Skills in Teamwork
- Expert knowledge of technical policies, processes and standards
- Working knowledge of the budgeting process
- Skill in communicating objectives and delegating responsibility
- Skill in planning and coordinating projects related to the implementation of technology solutions
- Skill in analyzing complex technical data by using logic and quantitative reasoning
- Skill in setting priorities to reflect the importance of job responsibilities
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
Take the next step in your career and act on this opportunity to join the quality team of a major agricultural lending institution! FCS Financial is seeking a pro-active, team oriented, results-driven individual. This Senior Leader position motivates and leads team of approximately forty loan officers over twenty-one office locations to achieve portfolio growth, credit quality, and increased market shares. Our successful candidate must have experience or knowledge in the following areas: Sales process and delivery strategies, Financial analysis of farming operations, negotiating skills, marketing strategies, agriculture production and loan products, and strong leadership skills.
This position is open until filled.
The successful candidate could be located in any of our twenty-one retail office locations across Missouri based on the candidate's qualifications and needs.
A list of our office locations can be found on our website at www.myfcsfinancial.com.
This position is classified as Exempt under the Fair Labor Standards Act.
Department: Marketplace Services
Reports To: Executive Vice President, Chief Marketplace Officer
Supervises: Team Leaders and Loan Officers
Minimum Qualifications
- Bachelor's degree in Finance, Business, Agriculture or a related field
- 7 years of experience as a loan officer, or in a closely related field
- 5 years of supervisory experience
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Expert knowledge of the sales process
- Expert knowledge of the financials of agribusiness and farming
- Expert knowledge of negotiating tactics
- Expert knowledge of marketing strategies
- Expert knowledge of agricultural production and loan products
- Expert knowledge in credit underwriting policies and practices
- Working knowledge of chattel valuation
- Working knowledge of industry risk management strategies
- Working knowledge of human resource management practices
- Skill in establishing marketing and sales plans
- Skill in reasoning persuasively to sell or promote FCS Financial's products and services
- Skill in negotiating agreements to achieve the best outcome for the organization
- Skill in establishing and maintaining relationships with a variety of internal and external organizations and individuals to advance the organization's interests and increase personal efficacy
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
- Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
- Skill in communicating objectives and delegating responsibility
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
Take the next step in your career with FCS Financial, part of the nationwide Farm Credit System, and act on this opportunity to join our top quality agricultural lending institution! FCS is seeking a pro-active, analytical, accurate, and precise individual. The Loan Services Specialist position within the Loan Services Team reviews real estate and loan documents for accuracy and prepares documents for new loans, modifications, and servicing actions. Experienced Loan Services Specialists will assist in menotoring and training other Loan Services Specialists and support staff. This position is located in Jefferson City, Missouri.
This position is open until filled.
This position is classified as Non-Exempt under the Fair Labor Standards Act.
Department: Loan Services
Reports To: Team Leader, Loan Services
Supervises: None
Minimum Qualifications
- Associate's degree
- 2-4 years of related experience
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Advanced skills in mortgage and commercial loan documentation, loan closing and disbursements
- Comprehension of real estate terminology and contracts
- Expertise in real estate and chattel security lending legal requirements and consumer lending laws
- Communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex issues
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Advanced skills in utilizing Word, Excel, PowerPoint, and Outlook
- Working knowledge of Microsoft CRM applications
- Skill in processing complex, detailed information in an accurate and thorough manner
- Skill in working as part of a team, collaborating with colleagues, and training team members
- Oral and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers
- Skill in organizing material and information in a systematic way to optimize efficiency
- Skill in applying processes and procedures to factual data to come to make a logical decision
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
FCS Financial's College Internship Program - 12 Weeks
FCS Financial's agricultural/rural lending and related financial services internship is Unique-Rewarding-Memorable!!
Working with several mentors, interns learn the components of the lending process, from meeting the customer and taking the application, through credit analysis and decision, to appraisal and loan closing. Additional time will be spent on learning credit fundamentals and credit philosophy. Besides working in our Central Office in Jefferson City, interns will work in multiple branch locations with the local staff and regional specialists (Credit, Appraisal, Risk Management) to experience first-hand the level of service and personal relationships we have with our customers.
In the appraisal function, interns learn the process of appraising real and chattel properties from a state certified real estate appraiser, experienced collateral valuators and chattel valuators. Appraisals are done for in-house loans and for non-FCS loans (so FCS collects a fee for the service). Appraisers blend written communication and technology skills with interpersonal skills and the ability to work independently. Their duties involve working outside and in an office.
With the risk management staff, interns learn the variety of risk management options offered by FCS. We market, sell and service crop insurance, livestock insurance and life insurance. This area of related services complements our commercial and real estate loan products.
Interns also complete one or more projects identified by FCS that are hands-on in nature and designed to add value to the company. Presentations to the Board of Directors, senior leadership, mentors and other staff are done in late July prior to the end of the internship.
This internship is subject to change as outlined. It can be virtual or in-person learning depending on the current protocols of the Association or current environment in 2021.
***Marketplace Interns are assigned to one of our three teams. Team #1 is located in Northern Missouri. Team #2 is located in Central Missouri. Team #3 is located in Southern Missouri.***
Applications will be accepted until Friday, November 6, 2020, for the 2021 Summer Internship Program.
This position is classified as Non-Exempt under the Fair Labor Standards Act.
Department: Marketplace Services
Reports To: Vice President, Human Resources or Designee
Supervises: None
- General knowledge of FCS Financial
- General knowledge of the agricultural industry
- General knowledge of agriculture/rural communities
- General knowledge of financial services industry
- General knowledge of basic financial/accounting terms and applications
- Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
- Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
- College sophomores, juniors, first semester seniors, or graduate students
- Desired degree programs are Agricultural Business, Agricultural Economics, Animal Science, Agronomy, Agricultural Education, Agricultural Communications, General Agriculture, Business, Finance
- Minimum 2.5 GPA
Take the next step in your career and act on this opportunity to join the quality team of a major agricultural lending institution! FCS Financial, which is part of the Farm Credit Network, is seeking a independent, competitive, pro-active self-starter. This Loan Officer, Traditional and Part-time Farmer position, located in Hannibal, Missouri, is centered on marketing, originating and servicing agricultural financial products, and providing agricultural and financial expertise to customers and prospects while building strong relationships with these individuals. The individual is able to combine his/her agricultural and business knowledge with an in-depth understanding of each customer's current needs in order to provide innovative and workable alternatives to solve problems the customer faces in their ongoing business operations. This posting closes on October 1, 2020.
This position is classified as exempt under the Fair Labor Standards Act.
Department: Marketplace Services
Reports To: Vice President Team Leader, Traditional and Part-time Farmer
Supervises: None
Minimum Qualifications
- Bachelor's degree in agriculture, business or a related field
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- General knowledge of the sales process
- General knowledge of negotiating tactics
- General knowledge of marketing strategies
- General knowledge of financial services industry
- General knowledge of the agricultural industry
- General knowledge of basic accounting principles
- Skill in negotiating agreements to achieve the best outcome for the organization
- Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
FCS Financial and ALIANZAS Business Internship Program - (8-Week Internship)
We have partnered again this year with ALIANZAS to help us create an eight-week Business Internship Program for Latino/Latina college students. Below is a little more information about ALIANZAS:
ALIANZAS, a collaborative initiative of the University of Missouri Extension and the UMKC Institute for Human Development, is uniquely situated to facilitate the success of Latino/a interns participating in FCS Financial's summer internship program. ALIANZAS was established to enhance and support MU Extension's capacity to form alliances and best respond to the needs of Latino residents throughout the state of Missouri by promoting effective intercultural communication. Effective intercultural communication is also essential to the both the recruitment and support of Latino summer interns. Significantly, Latino/a communities are highly group-oriented, and the family is of central importance within individual decision-making. In order to effectively recruit and provide support for Latino/a summer interns, it is critical to gain the trust and confidence of each student's parents and extended family. ALIANZAS will not only help to build the necessary relationships, but can facilitate effective intercultural communication to ensure that the student has a successful internship experience.
Working with several mentors, interns learn the components of the agricultural lending business. Interns will work primarily in our Central Office in Jefferson City, Missouri, but will also spend time out in our retail offices with our Marketplace Staff. Interns will spend time with all departments within the organization. The last two weeks of the internship program will be tailored to the intern's major area of interest in the company.
Interns will learn the components of the lending process from taking the application all the way to the loan closing, and recording it in the company's books. Time will be spent with various departments such as: Human Resources, Compliance, Operations, Marketing, Accounting and Finance, Credit, Scorecard Lending, Information Technology, Sales and Support, Appraisal, and Risk Management.
This position is classified as Non-Exempt under the Fair Labor Standards Act.
Reports To: Vice President, Human Resources
Supervises: None
DEADLINE: This posting closes on January 29, 2021. Interviews for this opportunity will be held in mid to late February.
***This internship is subject to change as outlined. It can be virtual or in person learning depending on the current protocols of the Association or current environment in 2021.***
Internship Parameters:
Eligible interns must be:
- Latino/Latina
- Enrolled as an undergraduate (sophomore, junior or senior) or as a graduate student in a 4-year institution of higher education in Missouri
- Preference given to those first in their family to be enrolled in an institution of higher education
- Preference given to those majoring in business, finance, agriculture, HR, or a related field
- The number of Latino internships being offered is up to 2
- The internships will take place in the Summer of 2021 over a period of 8 weeks
- The location of the internship site will primarily be at FCS Financial Central Office in Jefferson City, Missouri
- Compensation for interns is $14.50 per hour
- FCS Financial will provide for reasonable housing and transportation costs and a per diem to cover the cost of food.
- General knowledge of FCS Financial
- General knowledge of the agricultural industry
- General knowledge of agriculture/rural communities
- General knowledge of financial services industry
- General knowledge of basic financial/accounting terms and applications
- Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
- Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
- College sophomores, juniors, first semester seniors, or graduate students
- Desired degree programs are Agricultural Business, Agricultural Economics, Animal Science, Agronomy, Agricultural Education, Agricultural Communications, General Agriculture, Business, Finance
- Minimum 2.5 GPA
We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.
If you need a reasonable accommodation for any part of the employment process, please contact us by email at Human.Resources@myfcsfinancial.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this email address.
Learn more about our commitment to equal employment opportunity.
