Careers
Headquartered in Jefferson City, Missouri, FCS Financial is part of the nationwide Farm Credit System. This means we are a member of the largest agricultural lending cooperative in the United States today. At FCS Financial we seek individuals who share our passion for agriculture, rural living and helping people achieve their goals and dreams.
FCS Financial is an equal employment opportunity/affirmative action employer.
Open Positions
Take the next step in your career and act on this opportunity to join the quality team of a major agricultural lending institution! FCS Financial is seeking an independent, competitive, pro-active self-starter. This Relationship Manager develops and maintains a portfolio of commercial livestock loans with a focus on swine and beef industries. This person must maintain a current portfolio along with creating new loans, and develop customer relationships. This is a fast-paced, challenging, and mobile environment. This position's market territory is in Northeastern Missouri with a potential office location in Macon, Missouri.
Consideration for lender with experience in cattle, poultry or other livestock type lending will be given. Other locations within the associations lending area will be considered for a candidate with strong knowledge of an existing established market/client base outside the listed areas.
This position is open until filled.
This position is classified as Exempt under the Fair Labor Standards Act.
Minimum Qualifications
- Bachelor's degree in agriculture, sales, finance or related field
- 5 years of related experience
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Working knowledge of the financials of farm and agribusiness
- Working knowledge of current agricultural lending practices and the financial services industry
- Working knowledge of agriculture and livestock production
- Skill in interpreting the financials of large, complex and/or multi-entity farming operations
- Skill in reasoning persuasively to sell Association products and services
- Skill in establishing and maintaining relationships with existing and perspective customers
- Oral and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers
- Skill in working as part of a team and collaborating with colleagues
- Skill in utilizing a available technology to increase efficiency and/or effectiveness
- Skill in writing technical reports
- Skill in preparing and presenting information to an audience in an engaging and effective way
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
Scope of Responsibilities:
Responsibility Measure
Loan Portfolio Up to $50 million annual average
Take the next step in your career and act on this opportunity to join the quality team of a statewide insurance provider! FCS Financial, part of the Farm Credit Network, is seeking a independent, competitive, pro-active self-starter. This person's primary responsibilities are to provide risk management solutions through the sales and servicing of crop, livestock, weather and named peril insurance products for four major Approved Insurance Providers throughout their assigned territory.
The office location for this position is Hannibal, Missouri.
This position is classified as Exempt under the Fair Labor Standards Act.
This position is open until filled.
Department: Marketplace Services
Reports to: Team Leader, Crop Insurance
Supervises: None
Minimum Qualifications
- Bachelor's degree in agriculture, sales, finance or related field
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Working knowledge of crop insurance policies, processes and procedures
- Working knowledge of the agriculture industry
- Working knowledge of marketing strategies
- General knowledge of agronomy and livestock production
- General knowledge of agricultural commodity marketing
- Ability to acquire a valid Missouri crop insurance license
- Expert customer service skills, including the ability to communicate complicated information, deliver bad news effectively, and exceed customer expectations
- Oral and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers
- Skill in prioritizing assignments to complete work in a timely manner
- Skill in gathering, compiling and organizing information
- Skill in utilizing time in an efficient and effective manner
- Skill in working as part of a team and collaborating with colleagues
- Skill in preparing and presenting information to an audience in an engaging and effective way
- Skill in utilizing Microsoft Office to increase efficiency and/or effectiveness
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
This position is open until filled.
This position is classified as Exempt under the Fair Labor Standards Act.
Department: Finance
Reports to: Chief Financial Officer
Supervises: Director, Financial Accounting Operations; Assistant Director, Financial Accounting Operations; Accounts Payable Specialist
Required Knowledge and Skills
- Expert knowledge of accounting practices and methods
- Expert knowledge of accounting software applications
- Expert knowledge of internal controls practices
- Expert knowledge utilizing Excel to increase efficiency and/or effectiveness
- High level skill in consistently meeting deadlines while managing multiple priorities
- Working knowledge of Generally Accepted Accounting Principles (GAAP) and regulatory reporting requirements
- Working knowledge utilizing Hyperion for analysis of financial records
- Working knowledge of Microsoft Office products, including Word and PowerPoint
- Working knowledge of budgeting process
- Skill in managing, coaching, motivating and developing an accounting team
- Skill in communicating objectives and effectively delegating tasks
- Verbal and written communication skills, sufficient to exchange information and influence decisions and actions of subordinates, peers, supervisor and customers
- High degree of accuracy and attention to detail
- Expert customer service skills, including the ability to communicate complicated information, deliver bad news effectively, and exceed customer expectations
- Critical thinking skills in analyzing information to judge, compare, calculate, evaluate and critique such information as written materials, numerical data, responses to customer needs and/or other work related activities
- Skill in organizing material and information in a systematic way to optimize efficiency
- Skill in working as part of a team and collaborating with colleagues
Physical Requirements
- Positions in this class typically require: fingering, talking, hearing, seeing, and repetitive motions.
- Sedentary Work: Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and other sedentary criteria are met.
- The employee is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer screen; and/or extensive reading.
Take the next step in your career and act on this opportunity to join the quality team of a major agricultural lending institution! FCS Financial is looking to hire an individual with a wide range of experience and capabilities who has a desire to serve in a cooperative structure. The Chief Risk Officer is part of the Leadership Team and directs the enterprise risk management function for FCS Financial including collateral and risk asset management loan portfolio monitoring and reporting, and analyzing and establishing risk thresholds for association operations. In addition, this position provides administrative oversight to the Internal Audit and Credit Review function. As the leader of the Risk Management department, this individual will provide strategic leadership by identifying, prioritizing and monitoring key association risks and working with Leadership to mitigate and address critical risk issues. The individual will engage with all departments to prioritize and establish risk-balanced process and thresholds, provide insight and guidance on the association's risk tolerance and appetite, and serve as a key contact with our federal regulator and funding Bank. This position requires experience in enterprise risk management, credit administration, principles of internal controls, loan analysis, and credit underwriting standards.
This position is located in Jefferson City, Missouri.
This position is open until filled.
This position is classified as Exempt under the Fair Labor Standards Act.
Department: Administration
Reports to: Chief Executive Officer
Supervises: Appraisal, Risk Management, Audit and Portfolio Management Functions
Minimum Qualifications
- Bachelor's degree in business, finance, economics or a related field
- 10 years of experience in enterprise risk management, auditing, high risk credit analysis, or a closely related function
- 7 years of supervisory experience
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Working knowledge of the operations of a financial institution
- Working knowledge of FCA or commercial banking regulations
- Working knowledge of applicable state and federal regulations
- Working knowledge of the principles of credit administration
- Working knowledge of the principles of internal controls, audit and review
- Working knowledge of the principles and practices of appraisal and collateral valuation
- General knowledge of loan analysis and credit underwriting standards
- General knowledge of the agricultural industry
- Skill in exercising judgment within broadly defined practices and policies
- Skill in making sound decisions based on analysis, discussion, experience and judgment.
- Skill in selecting, evaluating, and engaging team members.
- Skill in anticipating emerging and future trends accurately based on broad knowledge and perspective.
- Strong written and verbal communication skills, with ability to communicate at all levels of the organization including with the board.
- Skill in communicating a vision and providing motivation and direction to team members.
- Skill in developing and maintaining interpersonal relationships.
- Skill in working collaboratively.
- Skill in balancing multiple priorities.
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
FCS Financial's College Internship Program - 12 Weeks
FCS Financial's agricultural/rural lending and related financial services internship is Unique-Rewarding-Memorable!!
The Marketplace Internship is designed to expose the student to all areas of the company. Working with several mentors, interns learn the components of the lending process, from meeting the customer and taking application, through credit analysis and decision, to appraisal and loan closing. Additional time will be spent on learning credit fundamentals and credit philosophy. The intern spends a few weeks at our Central Office in Jefferson City, Missouri. They will also spend majority of their time working in various branch locations with the local staff and regional specialists to experience first-hand level of service and personal relationships we have with our customers.
In the appraisal function, interns learn the process of appraising real and chattel properties from a state certified real estate appraiser, experienced collateral valuators and chattel valuators. Appraisals are done for in-house loans and for non-FCS loans (so FCS collects a fee for the service). Appraisers blend written communication and technology skills with interpersonal skills and the ability to work independently. Their duties involve working outside and in an office.
With the risk management staff, interns learn the variety of risk management options offered by FCS. We market, sell and service crop insurance, livestock insurance and life insurance. This area of related services complements our commercial and real estate loan products.
Interns also complete one or more projects identified by FCS that are hands-on in nature and designed to add value to the company. Presentations to the Board of Directors, senior leadership, mentors and other staff are done in late July prior to the end of the internship.
***Marketplace Interns are assigned to one of our three teams. Team #1 is located in Northern Missouri. Team #2 is located in Central Missouri. Team #3 is located in Southern Missouri.***
Applications will be accepted until Friday, November 1, 2019, for the 2020 Summer Internship Program.
This position is classified as Non-Exempt under the Fair Labor Standards Act.
Department: Marketplace Services
Reports To: Vice President, Human Resources
Supervises: None
- College sophomores, juniors, first semester seniors, or graduate students
- Desired degree programs are Agricultural Business, Agricultural Economics, Animal Science, Agronomy, Agricultural Education, Agricultural Communications, General Agriculture, Business, Finance
- Minimum 2.5 GPA
FCS Financial and ALIANZAS Business Internship Program - (8-Week Internship)
We have partnered again this year with ALIANZAS to help us create an eight-week Business Internship Program for Latino/Latina college students. Below is a little more information about ALIANZAS:
ALIANZAS, a collaborative initiative of the University of Missouri Extension and the UMKC Institute for Human Development, is uniquely situated to facilitate the success of Latino/a interns participating in FCS Financial's summer internship program. ALIANZAS was established to enhance and support MU Extension's capacity to form alliances and best respond to the needs of Latino residents throughout the state of Missouri by promoting effective intercultural communication. Effective intercultural communication is also essential to the both the recruitment and support of Latino summer interns. Significantly, Latino/a communities are highly group-oriented, and the family is of central importance within individual decision-making. In order to effectively recruit and provide support for Latino/a summer interns, it is critical to gain the trust and confidence of each student's parents and extended family. ALIANZAS will not only help to build the necessary relationships, but can facilitate effective intercultural communication to ensure that the student has a successful internship experience.
Working with several mentors, interns learn the components of the agricultural lending business. Interns will work primarily in our Central Office in Jefferson City, Missouri, but will also spend time out in our retail offices with our Marketplace Staff. Interns will spend time with all departments within the organization. The last two weeks of the internship program will be tailored to the intern's major area of interest in the company.
Interns will learn the components of the lending process from taking the application all the way to the loan closing, and recording it in the company's books. Time will be spent with various departments such as: Human Resources, Compliance, Operations, Marketing, Accounting and Finance, Credit, Scorecard Lending, Information Technology, Sales and Support, Appraisal, and Risk Management.
This position is classified as Non-Exempt under the Fair Labor Standards Act.
Reports To: Vice President, Human Resources
Supervises: None
DEADLINE: This posting closes on January 31, 2020. Interviews for this opportunity will be held in mid to late February at our Central Office Location in Jefferson City, MO.
Internship Parameters:
Eligible interns must be:
- Latino/Latina
- Enrolled as an undergraduate (sophomore, junior or senior) or as a graduate student in a 4-year institution of higher education in Missouri
- Preference given to those first in their family to be enrolled in an institution of higher education
- Preference given to those majoring in business, finance, agriculture, HR, or a related field
- The number of Latino internships being offered is up to 2
- The internships will take place in the Summer of 2020 over a period of 8 weeks
- The location of the internship site will primarily be at FCS Financial Central Office in Jefferson City, Missouri
- Compensation for interns is $14.50 per hour
- FCS Financial will provide for reasonable housing and transportation costs and a per diem to cover the cost of food.
Take the next step in your career and act on this opportunity to join the quality team of a major agricultural lending institution! FCS Financial is seeking an independent, competitive, pro-active self-starter. This Vice President, Agribusiness develops and maintains a portfolio of agriculture business specifically within the crop and grain industry. This person must maintain a current portfolio along with creating new loans, and develop customer relationships. This is a fast-paced, challenging, and mobile environment.
This position's market territory is in statewide with potential office locations in the following locations within Missouri: Columbia, Hannibal, Harrisonville, Higginsville, Joplin, Macon, Maryville, Nevada, O'Fallon, Sedalia, and Springfield.
Consideration for lender with experience in cattle, poultry or other livestock type lending will be given. Other locations within the associations lending area will be considered for a candidate with strong knowledge of an existing established market/client base outside the listed areas.
This position is open until filled.
This position is classified as Exempt under the Fair Labor Standards Act.
Minimum Qualifications
Bachelor's degree in agriculture, sales, finance or related field
7 years of related experience
Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
2 years of Portfolio Management experience
Required Knowledge and Skills
Expert knowledge of the financials of agribusinesses
Expert knowledge of current agricultural lending practices and the financial services industry
Working knowledge of agriculture and livestock production
Skill in interpreting the financials of large, complex and/or multi-entity Ari-Business operations
Skill in reasoning persuasively to sell Association products and services
Skill in establishing and maintaining relationships with existing and perspective customers
Oral and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers
Skill in working as part of a team and collaborating with colleagues
Skill in utilizing available technology to increase efficiency and/or effectiveness
Skill in writing technical reports
Skill in preparing and presenting information to an audience in an engaging and effective way
Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.
If you need a reasonable accommodation for any part of the employment process, please contact us by email at Human.Resources@myfcsfinancial.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this email address.
Learn more about our commitment to equal employment opportunity.
