At FCS Financial, part of the nationwide Farm Credit System, we are looking for an Certified General Appraiser to join our Team!  FCS Financial is a member of the largest agriculture lending cooperative in the United States today.  At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams! This Certified General Appraiser researches, analyzes, values, completes, and communicates agricultural appraisals used as a basis for lending decisions.  The individual's primary job duties would include: Market Data Analysis, Appraisal Services, and Inspections.  

Certified General Real Estate license is required for this role.

This position is open until filled.

The Market Territory for this position is North Central Missouri. 

Preferred office locations for this position in Missouri include Columbia, Higginsville, Macon, Marshall, and Sedalia.  

All other office locations will be considered based on the candidates' qualifications and needs.

This position is classified as Exempt under the Fair Labor Standards Act.

Department:  Risk Management              

Reports To:   Vice President, Team Leader, Appraisal and Collateral Risk Management  

Supervises:  None

***Currently we are looking to fill one position as the Certified General Appraiser or the Appraisal Trainee level.  Please see other posting for more details on the Appraisal Trainee role.*** 

Minimum Qualifications

• Bachelor's degree in Agriculture Management, Agriculture Business, Business Administration, Real Estate, Economics or a related field
• 5 years of related experience
• Certified General Real Estate Appraisal license is required.
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

Required Knowledge and Skills

• Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
• Oral and written communication skills, sufficient to exchange information effectively with peers and supervisor
• Knowledge of customer service principles and practices
• Skill in establishing and maintaining cooperative working relationships with co-workers
• Skill in understanding and applying appraisal concepts and standards
• Skill in reading and plotting property boundaries based on legal descriptions
• General knowledge of building and construction techniques and materials
• Skill in maintaining confidential information
• Skill in prioritizing assignments to complete work in a timely manner
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data

Take the next step in your career with FCS Financial, part of the nationwide Farm Credit System, and act on this opportunity to join our top-quality agricultural lending institution!  FCS is seeking a pro-active, analytical, detailed, and precise individual.  The Loan Certification Specialist reviews final loan documents and title policies for long term mortgage loans This person verifies that all loan documents and title policies are accurate and security instruments have been properly executed and recorded.  This person works closely with the Loan Services Team to determine if the loan is certified or needs changes.  Knowledge of title insurance and loan documentation is a required. 

This position is located in Jefferson City.

This position is open until filled.

This position is classified as non-exempt under the Fair Labor Standards Act.

Department: Loan Services

Reports to: Vice President, Loan Services

Supervises: None

• High School Diploma
• 1 year of related experience
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

• General knowledge of loan documentation
• General knowledge of real estate ownership transfer documents and the effect of those documents
• General knowledge of title insurance
• Detail oriented
• Ability to work independently
• Skill in utilizing a personal computer to increase efficiency and/or effectiveness
• Skill in processing complex, detailed information in an accurate and thorough manner
• Oral and written communication skills, sufficient to exchange information effectively with peers and supervisor
• Skill in organizing material and information in a systematic way to optimize efficiency
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data

Take the next step in your career with FCS Financial, part of the nationwide Farm Credit System, and act on this opportunity to join our top quality agricultural lending institution!  FCS is seeking a customer focused, friendly, accurate, and detail-oriented individual to join our Team!  The Operations Support Specialist position provides customer service and operational support to internal and external Association customers. 

This position is located in Jefferson City.

This position is open until filled. 

This position is classified as non-exempt under the Fair Labor Standards Act.

Department: Marketplace Services

Reports to: Team Leader, Operations Support

Supervises: None

Minimum Qualifications

• High School diploma
• 2 years of related experience
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

Required Knowledge and Skills

• Working knowledge of the operation of a multi-line phone system
• General knowledge of credit processing procedures
• General knowledge of accounting practices and procedures
• Oral and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers
• Skill in listening and conveying awareness of a customer's problem or issue to find resolution
• Skill in performing a variety of duties, often changing from one task to another of a different nature
• Skill in organizing material and information in a systematic way to optimize efficiency
• Skill in recognizing and maintaining confidential information
• Skill in utilizing Word, Excel and Outlook to increase efficiency and/or effectiveness.
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data

2022 Business 8-Week Internship Opportunity!

We have partnered again this year with ALIANZAS to help us create an eight-week Business Internship Program for Latino/Latina college students. Below is a little more information about ALIANZAS: 

ALIANZAS, a collaborative initiative of the University of Missouri Extension and the UMKC Institute for Human Development, is uniquely situated to facilitate the success of Latino/a interns participating in FCS Financial's summer internship program. ALIANZAS was established to enhance and support MU Extension's capacity to form alliances and best respond to the needs of Latino residents throughout the state of Missouri by promoting effective intercultural communication.  Effective intercultural communication is also essential to the both the recruitment and support of Latino summer interns.  Significantly, Latino/a communities are highly group-oriented, and the family is of central importance within individual decision-making.  In order to effectively recruit and provide support for Latino/a summer interns, it is critical to gain the trust and confidence of each student's parents and extended family.  ALIANZAS will not only help to build the necessary relationships, but can facilitate effective intercultural communication to ensure that the student has a successful internship experience. 

Working with several mentors, interns learn the components of the agricultural lending business.  Interns will work primarily in our Central Office in Jefferson City, Missouri, but will also spend time out in our retail offices with our Marketplace Staff.  Interns will spend time with all departments within the organization.  The last two weeks of the internship program will be tailored to the intern's major area of interest in the company.
 
Interns will learn the components of the lending process from taking the application all the way to the loan closing, and recording it in the company's books.  Time will be spent with various departments such as: Human Resources, Compliance, Operations, Marketing, Accounting and Finance, Credit, Scorecard Lending, Information Technology, Sales and Support, Appraisal, and Risk Management. 

The Business Interns will also complete multiple projects identified by FCS that are hands-on in nature and are approved by our Executive Leadership Team to add value to the Association.  Presentations to the Board of Directors, Excecutive and Senior Leadership Teams, mentors and other staff are done in late July prior to the end of the internship.

***This internship is subject to change as outlined.  It can be virtual or in-person learning depending on the current protocols of the Association or current environment in 2022.**

Applications will be accepted until Monday, January 31, 2022, for the 2022 Summer Business Internship Program.

This position is classified as Non-Exempt under the Fair Labor Standards Act.

Department:   Human Resources     

Reports To:  Vice President, Human Resources or Designee

Supervises:   None

This 8-Week Internship opportunity typically begins the second full week of June and will conclude the last week of July.

Internship Parameters:

Eligible interns must be:

• Latino/Latina
• Enrolled as an undergraduate (sophomore, junior or senior) or as a graduate student in a 4-year institution of higher education in Missouri
• Preference given to those first in their family to be enrolled in an institution of higher education
• Preference given to those majoring in business, finance, agriculture, HR, or a related field 
• The number of Latino internships being offered is two.
• The internships will take place in the Summer of 2022 over a period of 8 weeks
• The location of the internship site will primarily be at FCS Financial Central Office in Jefferson City, Missouri
• FCS Financial will provide for reasonable housing and transportation costs and a per diem to cover the cost of food.

• Latino/Latina
• Enrolled as an undergraduate (sophomore, junior or senior) or as a graduate student in a 4-year institution of higher education in Missouri
• Preference given to those first in their family to be enrolled in an institution of higher education
• Preference given to those majoring in business, finance, agriculture, HR, or a related field

• General knowledge of FCS Financial
• General knowledge of the agricultural industry
• General knowledge of agriculture/rural communities
• General knowledge of financial services industry
• General knowledge of basic financial/accounting terms and applications
• Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
• Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data

At FCS Financial, part of the nationwide Farm Credit System, we are looking for a Loan Officer to join our growing Team!  FCS Financial is a member of the largest agriculture lending cooperative in the United States today.  At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams! FCS Financial is seeking an independent, competitive, pro-active individual looking to build relationships with new and existing customers!  This Loan Officer position develops and maintains a portfolio of consumer loans including agricultural loans. This person must maintain and service a current portfolio along with creating new loans.  Knowledge of farm and agribusiness financials and current agricultural lending practices within the financial services industry is a plus!   

Don't miss out on this opportunity to take your lending career to the next level, apply now!

This position's market territory is in Western Missouri with potential office locations in Harrisonville, Nevada, and Sedalia, Missouri. 

This position is open until filled. 

Department: Marketplace

Reports to: Vice President, Team Leader, Traditional/PT Farmer

Supervises: None

This position is classified as Exempt under the Fair Labor Standards Act.

Minimum Qualifications

• Bachelor's degree in agriculture, business or a related field
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

Required Knowledge and Skills

• General knowledge of the sales process
• General knowledge of negotiating tactics
• General knowledge of marketing strategies
• General knowledge of financial services industry
• General knowledge of the agricultural industry
• General knowledge of basic accounting principles
• Skill in negotiating agreements to achieve the best outcome for the organization
• Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
• Skill in listening and conveying awareness of a customer's problem or issue to find resolution
• Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data

At FCS Financial, part of the nationwide Farm Credit System, we are looking for Loan Closing Specialist to join our Team!  FCS Financial is a member of the largest agriculture lending cooperative in the United States today.  At FCS, we seek individuals who share passion for agriculture, rural living and helping people achieve their goals and dreams!  FCS is seeking a pro-active, analytical, accurate, and precise individual.  The Loan Closing Specialist position within the Loan Services Team reviews real estate and loan documents for accuracy and prepares documents for new loans, modifications, and servicing actions. 

This position is located in Jefferson City, Missouri.

This position is open until filled.

This position is classified as Non-Exempt under the Fair Labor Standards Act.

Department:   Legal - Loan Services        

Reports To:  Vice President, Loan Services    

Supervises:   None

Minimum Qualifications

• A Bachelor's Degree is Preferred
• 2 years of related experience
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

• General knowledge of mortgage and commercial loan documentation
• General knowledge of real estate terminology and contracts
• Communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex issues
• Skill in listening and conveying awareness of a customer's problem or issue to find resolution
• Skill in utilizing Word, Excel, PowerPoint, and Outlook
• Skill in processing complex, detailed information in an accurate and thorough manner
• Skill in working as part of a team and collaborating with colleagues
• Oral and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers
• Skill in organizing material and information in a systematic way to optimize efficiency
• Skill in applying processes and procedures to factual data to come to make a logical decision
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data

FCS Financial, part of the nationwide Farm Credit System, is dedicated to supporting agriculture and rural communities!  At FCS, we seek individuals who share a passion for agriculture!  If you are independent, self-motivated, detailed, and provide excellent customer services, we are looking for you!  We are looking to expand our Credit Team!  The Vice President, Lending Strategies position will provide recommendations on credit applications, evaluate financial information, develop financial analyses, and interpret and apply credit standards.  If you want to work for a company that offers flexible work options such as flexible hours, hybrid home office, or full home office options or many branch office locations across the state, now is a great time to join our team!

Potential office locations in Columbia and Jefferson City.  

All other FCS Branch locations including a remote office environment will be considered based on the candidates' qualifications and needs.

This position is open until filled.

Department:   Credit     

Reports To:  Chief Credit Officer        

Supervises:   None

This position is classified as Exempt under the Fair Labor Standards Act.

Minimum Qualifications

• • Bachelor's degree in business, finance, economics or a related field
  • Seven years related experience
  • Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

Required Knowledge and Skills

• • Expert knowledge of the agriculture industry and the impact of current events on agricultural operations and credit
  • Expert knowledge of financial ratios
  • Expert knowledge of Association lending procedures and policies
  • Skill in developing loan covenants
  • Expertise in loan structuring and negotiating loan terms and conditions
  • Expertise in reading and interpreting tax returns, profit and loss statements, balance sheets, cash flows and GAAP financial statements
  • Expertise in understanding relationship between financial statements and operations
  • Expertise in listening and conveying awareness of a customer's problem or issue to find resolution
  • Oral and written communication skills, sufficient to exchange information effectively with peers, supervisors, senior management, industry leaders and customers
  • Skill in negotiating agreements to achieve the best outcome for the organization
  • Skill in processing complex, detailed forms and documents in an accurate and thorough manner
  • Skill in applying processes and procedures to factual data to come to a logical decision
  • Skill in utilizing Word, Excel and Outlook to increase efficiency and/or effectiveness
  • Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data

FCS Financial, part of the nationwide Farm Credit System, is dedicated to supporting agriculture and rural communities!  At FCS, we seek individuals who share a passion for agriculture!  We are looking to expand our Legal and Compliance Team!  The Assistant General Counsel / Senior Counsel position provides legal support to the Credit, Loan Services, and Marketplace departments, as well as the Risk Asset Unit. This position also supports the General Counsel on other Association legal matters and provides legal support to other association departments as directed. Expert knowledge of laws, regulations and issues related to ownership and transfer of, and security interests in real estate and mortgage lending, including related documentation and closing processes is required.  If you want to work for a company that offers flexible work options such as flexible hours, hybrid home office, or full home office options or many branch office locations across the state, now is a great time to join our team!

Potential Office Location in Jefferson City.  

All other FCS Branch locations including a remote office environment will be considered based on the candidates' qualifications and needs.

This position is open until filled.

Department:   Legal     

Reports To:  General Counsel        

Supervises:   None

This position is classified as Exempt under the Fair Labor Standards Act.

• J.D. in Law with experience in agriculture, business, or a related area
• 3 years of real estate loan law or loan related experience

• Expert knowledge of laws, regulations and issues related to ownership and transfer of, and security interests in real estate and mortgage lending, including related documentation and closing processes
• Significant knowledge of state and federal laws and regulations including consumer credit/reporting (including TRID, TIL, ECOA, FCRA, etc.), Uniform Commercial Code and statutory liens affecting real and personal property
• Skill in leading and supervising staff of loan services specialists
• Skill in focusing and concentrating on details
• Skill in interacting diplomatically with internal and external customers of various backgrounds in a high volume setting
• Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
• Skill in setting priorities to reflect the importance of job responsibilities
• Skill in developing, implementing and maintaining quality control measures
• Skill in utilizing Microsoft Office to increase efficiency and effectiveness
• Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data