FCS Financial, a proud member of the nationwide Farm Credit System, is committed to supporting agriculture and rural communities! Are you ready to advance your career? We're currently seeking a Vice President, Credit to join our dynamic team. If you have an agriculture background, are independent, self-motivated, detailed, and provide excellent customer services, we are looking for you!
This experienced level Credit role comes with high levels of responsibility on the credit team and includes the opportunity to grow personally and professionally. In this VP level role, you get to assess creditworthiness, write credit narratives, determine loan classifications, decision credit applications (approve, modify, deny within credit authority), determine and/or recommend the structure and loan conditions, serve on the Credit Loan Committee, participate in relationship management with customers, and mentor and train less experienced credit analysts. If you want to work for a company that offers flexible work options such as flexible hours and hybrid work option now is a great time to join our team!
The salary range for this position is $75,000 to $143,000, however salary is commensurate with experience.
Potential office locations in Missouri include Jefferson City, Columbia, Springfield, Harrisonville, and O'Fallon. However, we are open to other office location for the right talent.
A Hybrid - Remote Office Work Environment and flexible work schedule will be considered after the initial training period is complete and based off of the candidates' qualifications and needs.
This position is open until filled.
This position is classified as Exempt under the Fair Labor Standards Act.
Department: Credit
Reports to: Credit Team Leader
Supervises: None
Minimum Qualifications
- Bachelor's degree in business, finance, economics, or a related field
- 5 years related experience
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Expert knowledge of the agriculture industry and the impact of current events on agricultural operations and credit
- Expert knowledge of financial ratios
- Expert knowledge of Association lending procedures and policies
- Skill in developing loan covenants
- Expertise in loan structuring and negotiating loan terms and conditions
- Expertise in reading and interpreting tax returns, profit and loss statements, balance sheets, cash flows and similar financial documents
- Expertise in understanding relationship between financial statements and operations
- Expertise in listening and conveying awareness of a customer's problem or issue to find resolution
- Working knowledge of hedging and risk management techniques
- Oral and written communication skills, sufficient to exchange information effectively with peers, supervisors, senior management, industry leaders and customers
- Skill in negotiating agreements to achieve the best outcome for the organization
- Skill in processing complex, detailed forms, and documents in an accurate and thorough manner
- Skill in applying processes and procedures to factual data to come to a logical decision
- Skill in utilizing Word, Excel, and Outlook to increase efficiency and/or effectiveness
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association's systems and data and clients' data
Scope of Responsibilities:
Responsibility | Measure |
Individual Authority Level | Level 7 |
Credit Loan Committee | Position 2 |
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