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FCS Financial’s Board of Directors announced that they will return more than $9 million to their member-owners in cash patronage for the 2012 calendar year.

“FCS Financial operates as a cooperative. It is this structure that allows us to return earnings to our customers,” says Kevin Langford, FCS Financial general counsel and interim CEO. “Over the past six years, we have returned nearly $30 million dollars to our customers who predominantly live in rural Missouri.”

After the financial results are known at the end of each year, the board reviews the cooperative’s financial situation and the business plan projections to determine if patronage will be paid or if earnings will be retained for capital.

“In 2012, Missouri suffered one of the worst droughts in history,” says Langford. “However, FCS Financial maintains a diverse portfolio and was able to continue its positive growth pattern of the last few years. The board of directors considered this growth, the financial strength of the association and risk factors before deciding to pay patronage.”

To kick off the distribution of patronage checks to customers, each FCS Financial office will host a Customer Appreciation Day from 10 a.m. to 6 p.m. on March 19 in conjunction with National Ag Day. Attendance is not required for FCS Financial members to receive their check. Those checks not distributed by the end of business on April 1 will be mailed.

Patronage payments are based on a member’s loan business activity with the association. All eligible members will receive a minimum of $20. Each eligible member’s patronage check will be available March 19 through April 1 at the FCS Financial office where their loan is serviced.

For more information, contact your local FCS Financial office at 1-800-444-3276 or visit where you will find a link to the 2012 Patronage Program under “How We're Different.”

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