Things to know when you are
Filing Your Crop Insurance Claims
1. Report in a timely manner
If you think you may have a loss, contact your agent immediately. Policy provisions require you to report a claim no later than 72 hours after discovery of damage but no later than 15 days after harvest of the unit.
2. Prepare for a claim or audit review with accurate record keeping.
Keep scale tickets and settlement sheets organized by unit
3. Aflatoxin and other quality adjustments
Contact your agent at the first sign of grain quality issues.
4. Chopping, baling and abandoning crops
You must be approved by an insurance company adjuster before doing any of these activities.
5. Revenue Claims
There is a potential for revenue claims this year. Keep production records accurate and separate by Unit to prepare for a potential claim.
6. Commingling production
Commingling grain from several units requires a bin marking or load log to document production per unit. If you plan on commingling grain from past years, contact your agent before harvest begins.
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